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16666 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 16666 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Osceola Mills, PA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 16666 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Pennsylvania, like average Osceola Mills homeowners insurance rates, coverage options or home insurance types, please select Osceola Mills, PA Home Insurance Rates Online!

16666 Home Insurance Average Premiums

Local 16666 homeowners insurance quotes comparison

$473 /yr.

Shows Zip Code: 16666 lowest rates with discounts applied on average.

For the 16666, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$473 /yr.
Average Coverage:$723 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1023 /yr.

What is the average home insurance cost for a home in 16666?

  • • The average homeowners insurance premium paid annually for a home in 16666 is around $723 per year.

What does it cost on average per month for home insurance in 16666?

  • • Homeowners in 16666 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 16666?

  • • Autoowners in 16666 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Osceola Mills area, check out other zip codes nearby 16666.
Review average rates in another zip code:
16666 homeowners insurance rates

Home Replacement Cost Coverage in 16666

Average Building Cost Per Square Foot in 16666: $136

Location: Osceola Mills, Pennsylvania (Clearfield County)

Average Square Footage in 16666: 643 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16666 before you start any project. Osceola Mills homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16666 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16666 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 643 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Osceola Mills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136643$87,400
Additional Upgrades & Added Features$170643$109,250
Major Home Updates or Advancements$204643$131,100

It's important to understand that when you estimate your replacement cost of your home in the 16666 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16666

Best Home & Auto Insurance Agencies in 16666

Housing Demographics for 16666

Population Review for 16666 Zip Code

For the city of Osceola Mills, the population within 16666 has increased to over 2,812 residents in population size. The current population total is 2,643. We have broken down the population based on race below. In 16666, there are over 1370 in male population and 1273 females.

PopulationValues
Total Population2,643
White Population2541
Black Population9
Hispanic Population27
Asian Population9
Hawaiian Population0
Indian Population2
Other Population10
Male Population1370
Female Population1273
Population Estimate2812

Household Data for 16666

The average number of homes in 16666 is around 1,153, there are an average of 2.29 per household. The average house value according to local real estate values is around $87,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,153
Persons Per Household2.29
Average House Value$87,400
Income Per Household$42486
Median Age45.2
Median Age Male45.7
Median Age Female44.7
16666 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814
CityOsceola Mills
City Alias NameOSCEOLA MILLS
CountyClearfield
County FIPS033
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA524
CBSA20180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDuBois, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses36
Number Of Employees130
Business First Quarter Payroll679
Business Annual Payroll3276
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population81642
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential1228
Delivery Business40
Delivery Total1351
Preferred Last Line KeyX1A353
Classification Code
Multi-CountyY
CSA NameState College-DuBois, PA
CBSA_DIV_Name
City State KeyX1A353
Land Area23.433000
Water Area0.114000
City Alias Code
City Mixed CaseOsceola Mills
City Alias Mixed CaseOsceola Mills
Box Count60
SFDU1163
MFDU0
State ANSI42
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416340
Unique ZIP Name
SSA State County Code39230
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseClearfield

Pennsylvania Homeowners Insurance News & Information

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