Get multiple home insurance quotes in 16668. Our licensed 16668, PA agents are ready to serve you.

16668, PA Homeowners Insurance Rates

With a population size of 3,409 and with 1,433 occupied homes in the 16668 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Patton, PA are around $700 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Patton, Pennsylvania. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Pennsylvania home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Patton, PA.

For Pennsylvania home insurance information, including average Patton home insurance rates, coverage options or the different homeowners insurance types, please select Patton, PA Home Insurance Quotes Now!

16668 Home Insurance Average Premiums

Local 16668 homeowners insurance quotes comparison

$450 /yr.

Shows Zip Code: 16668 lowest rates with discounts applied on average.

For the 16668, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$450 /yr.
Average Coverage:$700 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1000 /yr.

What is the average home insurance cost for a home in 16668?

  • • The average homeowners insurance premium paid annually for a home in 16668 is around $700 per year.

What does it cost on average per month for home insurance in 16668?

  • • Homeowners in 16668 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 16668?

  • • Autoowners in 16668 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Patton area, check out other zip codes nearby 16668.
Review average rates in another zip code:
16668 homeowners insurance rates

Home Replacement Cost Coverage in 16668

Average Building Cost Per Square Foot in 16668: $136

Location: Patton, Pennsylvania (Cambria County)

Average Square Footage in 16668: 667 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16668 before you start any project. Patton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16668 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16668 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 667 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Patton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136667$90,700
Additional Upgrades & Added Features$170667$113,375
Major Home Updates or Advancements$204667$136,050

It's important to understand that when you estimate your replacement cost of your home in the 16668 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16668

Best Home & Auto Insurance Agencies in 16668

Housing Demographics for 16668

Population Review for 16668 Zip Code

For the city of Patton, the population within 16668 has increased to over 3,510 residents in population size. The current population total is 3,409. We have broken down the population based on race below. In 16668, there are over 1652 in male population and 1757 females.

PopulationValues
Total Population3,409
White Population3256
Black Population6
Hispanic Population43
Asian Population4
Hawaiian Population0
Indian Population3
Other Population10
Male Population1652
Female Population1757
Population Estimate3510

Household Data for 16668

The average number of homes in 16668 is around 1,433, there are an average of 2.35 per household. The average house value according to local real estate values is around $90,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,433
Persons Per Household2.35
Average House Value$90,700
Income Per Household$61092
Median Age48.7
Median Age Male46.1
Median Age Female50.3
16668 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814/582
CityPatton
City Alias NamePATTON
CountyCambria
County FIPS021
State FIPS42
Time Zone5
Day Light SavingY
MSA3680
PMSA
CSA306
CBSA27780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJohnstown, PA
MSA_NameJohnstown, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses75
Number Of Employees526
Business First Quarter Payroll3688
Business Annual Payroll17246
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population143679
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential1494
Delivery Business77
Delivery Total1622
Preferred Last Line KeyX1A415
Classification Code
Multi-County
CSA NameJohnstown-Somerset, PA
CBSA_DIV_Name
City State KeyX1A415
Land Area53.051000
Water Area2.383000
City Alias Code
City Mixed CasePatton
City Alias Mixed CasePatton
Box Count26
SFDU1367
MFDU113
State ANSI42
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416428
Unique ZIP Name
SSA State County Code39160
Medicare CBSA Code27780
Medicare CBSA NameJohnstown, PA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseCambria

Pennsylvania Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]