Get multiple home insurance quotes in 16673. Our licensed 16673, PA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 16673

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 16673, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Roaring Spring, PA from a list of top tier nationwide insurers.

Our Pennsylvania licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 16673 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 16673

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Roaring Spring, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

16673 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Roaring Spring we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 16673, homeowners are seeing rates around 756 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 16673!

16673 Home Insurance Average Premiums

Local 16673 homeowners insurance quotes comparison

$506 /yr.

Shows Zip Code: 16673 lowest rates with discounts applied on average.

For the 16673, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$506 /yr.
Average Coverage:$756 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1056 /yr.

What is the average home insurance cost for a home in 16673?

  • • The average homeowners insurance premium paid annually for a home in 16673 is around $756 per year.

What does it cost on average per month for home insurance in 16673?

  • • Homeowners in 16673 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 16673?

  • • Autoowners in 16673 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Roaring Spring area, check out other zip codes nearby 16673.
Review average rates in another zip code:
16673 homeowners insurance rates

Home Replacement Cost Coverage in 16673

Average Building Cost Per Square Foot in 16673: $136

Location: Roaring Spring, Pennsylvania (Blair County)

Average Square Footage in 16673: 1,007 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16673 before you start any project. Roaring Spring homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16673 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16673 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,007 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Roaring Spring area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,007$137,000
Additional Upgrades & Added Features$1701,007$171,250
Major Home Updates or Advancements$2041,007$205,500

It's important to understand that when you estimate your replacement cost of your home in the 16673 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16673

Darin B. Meck Agency

Address: 908 Spruce St Roaring Spring, PA 16673
Phone: (814)224-2166
Website:

Best Home & Auto Insurance Agencies in 16673

Stover Kenneth C Incorporated

Address: 7560 Woodbury Pike Roaring Spring, PA 16673
Phone:
Website:
Info:

Ketrow Insurance Agency

Address: 7462 Woodbury Pike Roaring Spring, PA 16673
Phone:
Website: http://www.erieinsurance.com/
Info:

Pyle, Kirk - State Farm Insurance Agent

Address: 96 Nason Dr Roaring Spring, PA 16673
Phone:
Website: http://www.statefarm.com/
Info:

Allstate Insurance Company - Timothy Krider

Address: 7749 Woodbury Pike Roaring Spring, PA 16673
Phone:
Website: http://www.allstateagencies.com/056249?cid=OTC-YP.com-IYP&att=TL
Info:

Darin B. Meck Agency

Address: 908 Spruce St Roaring Spring, PA 16673
Phone:
Website:
Info:

Housing Demographics for 16673

Population Review for 16673 Zip Code

For the city of Roaring Spring, the population within 16673 has increased to over 5,646 residents in population size. The current population total is 5,317. We have broken down the population based on race below. In 16673, there are over 2593 in male population and 2724 females.

PopulationValues
Total Population5,317
White Population5126
Black Population20
Hispanic Population50
Asian Population15
Hawaiian Population0
Indian Population5
Other Population12
Male Population2593
Female Population2724
Population Estimate5646

Household Data for 16673

The average number of homes in 16673 is around 2,176, there are an average of 2.44 per household. The average house value according to local real estate values is around $137,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,176
Persons Per Household2.44
Average House Value$137,000
Income Per Household$65200
Median Age44.4
Median Age Male43.3
Median Age Female45.1
16673 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias AbbreviationROARING SPG
Area Code814
CityRoaring Spring
City Alias NameROARING SPRING
CountyBlair
County FIPS013
State FIPS42
Time Zone5
Day Light SavingY
MSA0280
PMSA
CSA107
CBSA11020
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAltoona, PA
MSA_NameAltoona, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses135
Number Of Employees2132
Business First Quarter Payroll22262
Business Annual Payroll102567
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population127089
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential2314
Delivery Business138
Delivery Total2525
Preferred Last Line KeyX1A787
Classification Code
Multi-CountyY
CSA NameAltoona-Huntingdon, PA
CBSA_DIV_Name
City State KeyX1A787
Land Area34.384000
Water Area0.005000
City Alias Code
City Mixed CaseRoaring Spring
City Alias Mixed CaseRoaring Spring
Box Count38
SFDU2085
MFDU171
State ANSI42
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number417120
Unique ZIP Name
SSA State County Code39120
Medicare CBSA Code11020
Medicare CBSA NameAltoona, PA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseBlair

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]