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16726 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 16726? There are over 189 occupied homes in the 16726 area. With a population size of 493, it's not uncommon for residence of Cyclone, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $717 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 16726 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Cyclone, PA Home Insurance Rate Quotes

16726 Home Insurance Average Premiums

Local 16726 homeowners insurance quotes comparison

$467 /yr.

Shows Zip Code: 16726 lowest rates with discounts applied on average.

For the 16726, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$467 /yr.
Average Coverage:$717 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1017 /yr.

What is the average home insurance cost for a home in 16726?

  • • The average homeowners insurance premium paid annually for a home in 16726 is around $717 per year.

What does it cost on average per month for home insurance in 16726?

  • • Homeowners in 16726 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 16726?

  • • Autoowners in 16726 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cyclone area, check out other zip codes nearby 16726.
Review average rates in another zip code:
16726 homeowners insurance rates

Home Replacement Cost Coverage in 16726

Average Building Cost Per Square Foot in 16726: $136

Location: Cyclone, Pennsylvania (Mckean County)

Average Square Footage in 16726: 735 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16726 before you start any project. Cyclone homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16726 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16726 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 735 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cyclone area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136735$100,000
Additional Upgrades & Added Features$170735$125,000
Major Home Updates or Advancements$204735$150,000

It's important to understand that when you estimate your replacement cost of your home in the 16726 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16726

Best Home & Auto Insurance Agencies in 16726

Housing Demographics for 16726

Population Review for 16726 Zip Code

For the city of Cyclone, the population within 16726 has increased to over 203 residents in population size. The current population total is 493. We have broken down the population based on race below. In 16726, there are over 277 in male population and 216 females.

PopulationValues
Total Population493
White Population470
Black Population3
Hispanic Population6
Asian Population1
Hawaiian Population0
Indian Population0
Other Population0
Male Population277
Female Population216
Population Estimate203

Household Data for 16726

The average number of homes in 16726 is around 189, there are an average of 2.61 per household. The average house value according to local real estate values is around $100,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode189
Persons Per Household2.61
Average House Value$100,000
Income Per Household$52813
Median Age52.0
Median Age Male45.4
Median Age Female54.7
16726 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814/582
CityCyclone
City Alias NameCYCLONE
CountyMckean
County FIPS083
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA14620
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBradford, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees5
Business First Quarter Payroll38
Business Annual Payroll157
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population43450
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential78
Delivery Business0
Delivery Total212
Preferred Last Line KeyX17873
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX17873
Land Area33.440000
Water Area0.012000
City Alias Code
City Mixed CaseCyclone
City Alias Mixed CaseCyclone
Box Count129
SFDU78
MFDU0
State ANSI42
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number411852
Unique ZIP Name
SSA State County Code39520
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseMckean

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