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16729, PA Home Insurance

In the zip code of 16729, the population size is around 745, which consists of 310 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Duke Center, PA. A few years ago, a study was done and found that the average home insurance rates for Pennsylvania are around $740 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 16729 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Duke Center. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Duke Center, PA Homeowners Insurance Online Rates Today!

16729 Home Insurance Average Premiums

Local 16729 homeowners insurance quotes comparison

$490 /yr.

Shows Zip Code: 16729 lowest rates with discounts applied on average.

For the 16729, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$490 /yr.
Average Coverage:$740 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1040 /yr.

What is the average home insurance cost for a home in 16729?

  • • The average homeowners insurance premium paid annually for a home in 16729 is around $740 per year.

What does it cost on average per month for home insurance in 16729?

  • • Homeowners in 16729 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 16729?

  • • Autoowners in 16729 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Duke Center area, check out other zip codes nearby 16729.
Review average rates in another zip code:
16729 homeowners insurance rates

Home Replacement Cost Coverage in 16729

Average Building Cost Per Square Foot in 16729: $136

Location: Duke Center, Pennsylvania (Mckean County)

Average Square Footage in 16729: 705 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16729 before you start any project. Duke Center homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16729 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16729 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 705 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Duke Center area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136705$95,900
Additional Upgrades & Added Features$170705$119,875
Major Home Updates or Advancements$204705$143,850

It's important to understand that when you estimate your replacement cost of your home in the 16729 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16729

Best Home & Auto Insurance Agencies in 16729

Housing Demographics for 16729

Population Review for 16729 Zip Code

For the city of Duke Center, the population within 16729 has increased to over 566 residents in population size. The current population total is 745. We have broken down the population based on race below. In 16729, there are over 371 in male population and 374 females.

PopulationValues
Total Population745
White Population707
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population371
Female Population374
Population Estimate566

Household Data for 16729

The average number of homes in 16729 is around 310, there are an average of 2.40 per household. The average house value according to local real estate values is around $95,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode310
Persons Per Household2.40
Average House Value$95,900
Income Per Household$51080
Median Age44.9
Median Age Male44.7
Median Age Female47.0
16729 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814
CityDuke Center
City Alias NameDUKE CENTER
CountyMckean
County FIPS083
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA14620
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBradford, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees20
Business First Quarter Payroll170
Business Annual Payroll703
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population43450
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential236
Delivery Business2
Delivery Total353
Preferred Last Line KeyX18028
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX18028
Land Area15.329000
Water Area0.007000
City Alias Code
City Mixed CaseDuke Center
City Alias Mixed CaseDuke Center
Box Count104
SFDU236
MFDU0
State ANSI42
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number412156
Unique ZIP Name
SSA State County Code39520
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseMckean

Pennsylvania Homeowners Insurance News & Information

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