Get multiple home insurance quotes in 16829. Our licensed 16829, PA agents are ready to serve you.

16829 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 16829? There are over 284 occupied homes in the 16829 area. With a population size of 676, it's not uncommon for residence of Clarence, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $764 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 16829 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Clarence, PA Home Insurance Rate Quotes

16829 Home Insurance Average Premiums

Local 16829 homeowners insurance quotes comparison

$514 /yr.

Shows Zip Code: 16829 lowest rates with discounts applied on average.

For the 16829, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$514 /yr.
Average Coverage:$764 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1064 /yr.

What is the average home insurance cost for a home in 16829?

  • • The average homeowners insurance premium paid annually for a home in 16829 is around $764 per year.

What does it cost on average per month for home insurance in 16829?

  • • Homeowners in 16829 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 16829?

  • • Autoowners in 16829 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clarence area, check out other zip codes nearby 16829.
Review average rates in another zip code:
16829 homeowners insurance rates

Home Replacement Cost Coverage in 16829

Average Building Cost Per Square Foot in 16829: $136

Location: Clarence, Pennsylvania (Centre County)

Average Square Footage in 16829: 1,132 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16829 before you start any project. Clarence homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16829 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16829 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,132 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clarence area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,132$154,000
Additional Upgrades & Added Features$1701,132$192,500
Major Home Updates or Advancements$2041,132$231,000

It's important to understand that when you estimate your replacement cost of your home in the 16829 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16829

Best Home & Auto Insurance Agencies in 16829

Housing Demographics for 16829

Population Review for 16829 Zip Code

For the city of Clarence, the population within 16829 has increased to over 628 residents in population size. The current population total is 676. We have broken down the population based on race below. In 16829, there are over 357 in male population and 319 females.

PopulationValues
Total Population676
White Population657
Black Population0
Hispanic Population2
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population357
Female Population319
Population Estimate628

Household Data for 16829

The average number of homes in 16829 is around 284, there are an average of 2.38 per household. The average house value according to local real estate values is around $154,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode284
Persons Per Household2.38
Average House Value$154,000
Income Per Household$50000
Median Age47.7
Median Age Male47.1
Median Age Female49.1
16829 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814
CityClarence
City Alias NameCLARENCE
CountyCentre
County FIPS027
State FIPS42
Time Zone5
Day Light SavingY
MSA8050
PMSA
CSA524
CBSA44300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameState College, PA
MSA_NameState College, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees80
Business First Quarter Payroll576
Business Annual Payroll2714
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population153990
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential264
Delivery Business3
Delivery Total466
Preferred Last Line KeyX17646
Classification Code
Multi-County
CSA NameState College-DuBois, PA
CBSA_DIV_Name
City State KeyX17646
Land Area46.946000
Water Area0.003000
City Alias Code
City Mixed CaseClarence
City Alias Mixed CaseClarence
Box Count44
SFDU264
MFDU0
State ANSI42
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number411380
Unique ZIP Name
SSA State County Code39200
Medicare CBSA Code44300
Medicare CBSA NameState College, PA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseCentre

Pennsylvania Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]