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Compare 16830 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Clearfield just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 5,866 neighbors looking to save on their home insurance policy in the local 16830 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 16830. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Clearfield, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Clearfield, PA

16830 Home Insurance Average Premiums

Local 16830 homeowners insurance quotes comparison

$487 /yr.

Shows Zip Code: 16830 lowest rates with discounts applied on average.

For the 16830, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$487 /yr.
Average Coverage:$737 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1037 /yr.

What is the average home insurance cost for a home in 16830?

  • • The average homeowners insurance premium paid annually for a home in 16830 is around $737 per year.

What does it cost on average per month for home insurance in 16830?

  • • Homeowners in 16830 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 16830?

  • • Autoowners in 16830 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clearfield area, check out other zip codes nearby 16830.
Review average rates in another zip code:
16830 homeowners insurance rates

Home Replacement Cost Coverage in 16830

Average Building Cost Per Square Foot in 16830: $136

Location: Clearfield, Pennsylvania (Clearfield County)

Average Square Footage in 16830: 756 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16830 before you start any project. Clearfield homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16830 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16830 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 756 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clearfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136756$102,800
Additional Upgrades & Added Features$170756$128,500
Major Home Updates or Advancements$204756$154,200

It's important to understand that when you estimate your replacement cost of your home in the 16830 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16830

Best Home & Auto Insurance Agencies in 16830

Coudriet- Raymond L

Address: 534 S 2nd St Clearfield, PA 16830
Phone:
Website:
Info:

Dimeling & Schrot Inc

Address: 114 S Front St Clearfield, PA 16830
Phone:
Website:
Info:

Housing Demographics for 16830

Population Review for 16830 Zip Code

For the city of Clearfield, the population within 16830 has increased to over 13,121 residents in population size. The current population total is 13,121. We have broken down the population based on race below. In 16830, there are over 6398 in male population and 6723 females.

PopulationValues
Total Population13,121
White Population12402
Black Population103
Hispanic Population167
Asian Population75
Hawaiian Population0
Indian Population15
Other Population48
Male Population6398
Female Population6723
Population Estimate13121

Household Data for 16830

The average number of homes in 16830 is around 5,866, there are an average of 2.17 per household. The average house value according to local real estate values is around $102,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,866
Persons Per Household2.17
Average House Value$102,800
Income Per Household$49623
Median Age46.0
Median Age Male43.3
Median Age Female48.2
16830 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814/582
CityClearfield
City Alias NameCLEARFIELD
CountyClearfield
County FIPS033
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA524
CBSA20180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDuBois, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses424
Number Of Employees5481
Business First Quarter Payroll51331
Business Annual Payroll215053
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population81642
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential6047
Delivery Business538
Delivery Total6909
Preferred Last Line KeyX17673
Classification Code
Multi-County
CSA NameState College-DuBois, PA
CBSA_DIV_Name
City State KeyX17673
Land Area131.998000
Water Area1.461000
City Alias Code
City Mixed CaseClearfield
City Alias Mixed CaseClearfield
Box Count196
SFDU5371
MFDU207
State ANSI42
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411432
Unique ZIP Name
SSA State County Code39230
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseClearfield

Pennsylvania Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]