Get multiple home insurance quotes in 16832. Our licensed 16832, PA agents are ready to serve you.

16832 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 16832 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Coburn, PA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 16832 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Pennsylvania, like average Coburn homeowners insurance rates, coverage options or home insurance types, please select Coburn, PA Home Insurance Rates Online!

16832 Home Insurance Average Premiums

Local 16832 homeowners insurance quotes comparison

$487 /yr.

Shows Zip Code: 16832 lowest rates with discounts applied on average.

For the 16832, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$487 /yr.
Average Coverage:$737 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1037 /yr.

What is the average home insurance cost for a home in 16832?

  • • The average homeowners insurance premium paid annually for a home in 16832 is around $737 per year.

What does it cost on average per month for home insurance in 16832?

  • • Homeowners in 16832 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 16832?

  • • Autoowners in 16832 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Coburn area, check out other zip codes nearby 16832.
Review average rates in another zip code:
16832 homeowners insurance rates

Home Replacement Cost Coverage in 16832

Average Building Cost Per Square Foot in 16832: $136

Location: Coburn, Pennsylvania (Centre County)

Average Square Footage in 16832: 1,228 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16832 before you start any project. Coburn homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16832 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16832 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,228 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Coburn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,228$167,000
Additional Upgrades & Added Features$1701,228$208,750
Major Home Updates or Advancements$2041,228$250,500

It's important to understand that when you estimate your replacement cost of your home in the 16832 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16832

Best Home & Auto Insurance Agencies in 16832

Housing Demographics for 16832

Population Review for 16832 Zip Code

For the city of Coburn, the population within 16832 has increased to over 241 residents in population size. The current population total is 469. We have broken down the population based on race below. In 16832, there are over 263 in male population and 206 females.

PopulationValues
Total Population469
White Population440
Black Population3
Hispanic Population15
Asian Population0
Hawaiian Population1
Indian Population0
Other Population6
Male Population263
Female Population206
Population Estimate241

Household Data for 16832

The average number of homes in 16832 is around 178, there are an average of 2.63 per household. The average house value according to local real estate values is around $167,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode178
Persons Per Household2.63
Average House Value$167,000
Income Per Household$72500
Median Age35.5
Median Age Male32.4
Median Age Female39.6
16832 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814
CityCoburn
City Alias NameCOBURN
CountyCentre
County FIPS027
State FIPS42
Time Zone5
Day Light SavingY
MSA8050
PMSA
CSA524
CBSA44300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameState College, PA
MSA_NameState College, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees23
Business First Quarter Payroll129
Business Annual Payroll542
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population153990
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential92
Delivery Business1
Delivery Total677
Preferred Last Line KeyX17705
Classification Code
Multi-County
CSA NameState College-DuBois, PA
CBSA_DIV_Name
City State KeyX17705
Land Area21.379000
Water Area0.133000
City Alias Code
City Mixed CaseCoburn
City Alias Mixed CaseCoburn
Box Count105
SFDU92
MFDU0
State ANSI42
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number411512
Unique ZIP Name
SSA State County Code39200
Medicare CBSA Code44300
Medicare CBSA NameState College, PA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseCentre

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]