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16833, PA Home Insurance

In the zip code of 16833, the population size is around 5,309, which consists of 2,170 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Curwensville, PA. A few years ago, a study was done and found that the average home insurance rates for Pennsylvania are around $744 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 16833 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Curwensville. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Curwensville, PA Homeowners Insurance Online Rates Today!

16833 Home Insurance Average Premiums

Local 16833 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 16833 lowest rates with discounts applied on average.

For the 16833, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$494 /yr.
Average Coverage:$744 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1044 /yr.

What is the average home insurance cost for a home in 16833?

  • • The average homeowners insurance premium paid annually for a home in 16833 is around $744 per year.

What does it cost on average per month for home insurance in 16833?

  • • Homeowners in 16833 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 16833?

  • • Autoowners in 16833 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Curwensville area, check out other zip codes nearby 16833.
Review average rates in another zip code:
16833 homeowners insurance rates

Home Replacement Cost Coverage in 16833

Average Building Cost Per Square Foot in 16833: $136

Location: Curwensville, Pennsylvania (Clearfield County)

Average Square Footage in 16833: 826 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16833 before you start any project. Curwensville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16833 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16833 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 826 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Curwensville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136826$112,400
Additional Upgrades & Added Features$170826$140,500
Major Home Updates or Advancements$204826$168,600

It's important to understand that when you estimate your replacement cost of your home in the 16833 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16833

Best Home & Auto Insurance Agencies in 16833

Housing Demographics for 16833

Population Review for 16833 Zip Code

For the city of Curwensville, the population within 16833 has increased to over 5,171 residents in population size. The current population total is 5,309. We have broken down the population based on race below. In 16833, there are over 2637 in male population and 2672 females.

PopulationValues
Total Population5,309
White Population5123
Black Population23
Hispanic Population39
Asian Population6
Hawaiian Population0
Indian Population2
Other Population18
Male Population2637
Female Population2672
Population Estimate5171

Household Data for 16833

The average number of homes in 16833 is around 2,170, there are an average of 2.39 per household. The average house value according to local real estate values is around $112,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,170
Persons Per Household2.39
Average House Value$112,400
Income Per Household$50778
Median Age46.6
Median Age Male45.7
Median Age Female47.3
16833 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814/582
CityCurwensville
City Alias NameCURWENSVILLE
CountyClearfield
County FIPS033
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA524
CBSA20180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDuBois, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses92
Number Of Employees803
Business First Quarter Payroll6752
Business Annual Payroll26380
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population81642
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential2164
Delivery Business100
Delivery Total2383
Preferred Last Line KeyX17871
Classification Code
Multi-County
CSA NameState College-DuBois, PA
CBSA_DIV_Name
City State KeyX17871
Land Area69.621000
Water Area1.256000
City Alias Code
City Mixed CaseCurwensville
City Alias Mixed CaseCurwensville
Box Count72
SFDU2027
MFDU85
State ANSI42
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411844
Unique ZIP Name
SSA State County Code39230
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseClearfield

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]