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Homeowners Insurance in 16847

Getting the most affordable home insurance rates in 16847 just got easier for Kylertown, PA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Kylertown. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Kylertown, PA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 16847

When discussing Pennsylvania homeowners insurance rates, Kylertown residents are finding new ways to save time and money by discovering lower rates when they shop online. Pennsylvania may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 41. Residents that live within the 16847 zipcode are currently paying $729 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Kylertown does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

16847 Home Insurance Average Premiums

Local 16847 homeowners insurance quotes comparison

$479 /yr.

Shows Zip Code: 16847 lowest rates with discounts applied on average.

For the 16847, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$479 /yr.
Average Coverage:$729 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1029 /yr.

What is the average home insurance cost for a home in 16847?

  • • The average homeowners insurance premium paid annually for a home in 16847 is around $729 per year.

What does it cost on average per month for home insurance in 16847?

  • • Homeowners in 16847 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 16847?

  • • Autoowners in 16847 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kylertown area, check out other zip codes nearby 16847.
Review average rates in another zip code:
16847 homeowners insurance rates

Home Replacement Cost Coverage in 16847

Average Building Cost Per Square Foot in 16847: $136

Location: Kylertown, Pennsylvania (Clearfield County)

Average Square Footage in 16847: 884 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16847 before you start any project. Kylertown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16847 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16847 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 884 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kylertown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136884$120,200
Additional Upgrades & Added Features$170884$150,250
Major Home Updates or Advancements$204884$180,300

It's important to understand that when you estimate your replacement cost of your home in the 16847 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16847

Best Home & Auto Insurance Agencies in 16847

Housing Demographics for 16847

Population Review for 16847 Zip Code

For the city of Kylertown, the population within 16847 has increased to over 0 residents in population size. The current population total is 313. We have broken down the population based on race below. In 16847, there are over 132 in male population and 181 females.

PopulationValues
Total Population313
White Population308
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population132
Female Population181
Population Estimate0

Household Data for 16847

The average number of homes in 16847 is around 119, there are an average of 2.63 per household. The average house value according to local real estate values is around $120,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode119
Persons Per Household2.63
Average House Value$120,200
Income Per Household$65156
Median Age39.8
Median Age Male37.7
Median Age Female42.4
16847 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code814/582
CityKylertown
City Alias NameKYLERTOWN
CountyClearfield
County FIPS033
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA524
CBSA20180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDuBois, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees170
Business First Quarter Payroll1193
Business Annual Payroll5349
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population81642
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential0
Delivery Business0
Delivery Total205
Preferred Last Line KeyX19229
Classification CodeP
Multi-County
CSA NameState College-DuBois, PA
CBSA_DIV_Name
City State KeyX19229
Land Area1.228000
Water Area0.001000
City Alias Code
City Mixed CaseKylertown
City Alias Mixed CaseKylertown
Box Count175
SFDU0
MFDU0
State ANSI42
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number414320
Unique ZIP Name
SSA State County Code39230
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseClearfield

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]