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16868 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 16868? There are over 286 occupied homes in the 16868 area. With a population size of 640, it's not uncommon for residence of Pine Grove Mills, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $784 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 16868 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Pine Grove Mills, PA Home Insurance Rate Quotes

16868 Home Insurance Average Premiums

Local 16868 homeowners insurance quotes comparison

$534 /yr.

Shows Zip Code: 16868 lowest rates with discounts applied on average.

For the 16868, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$534 /yr.
Average Coverage:$784 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1084 /yr.

What is the average home insurance cost for a home in 16868?

  • • The average homeowners insurance premium paid annually for a home in 16868 is around $784 per year.

What does it cost on average per month for home insurance in 16868?

  • • Homeowners in 16868 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 16868?

  • • Autoowners in 16868 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pine Grove Mills area, check out other zip codes nearby 16868.
Review average rates in another zip code:
16868 homeowners insurance rates

Home Replacement Cost Coverage in 16868

Average Building Cost Per Square Foot in 16868: $136

Location: Pine Grove Mills, Pennsylvania (Centre County)

Average Square Footage in 16868: 2,091 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16868 before you start any project. Pine Grove Mills homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16868 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16868 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,091 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pine Grove Mills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,091$284,400
Additional Upgrades & Added Features$1702,091$355,500
Major Home Updates or Advancements$2042,091$426,600

It's important to understand that when you estimate your replacement cost of your home in the 16868 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16868

Best Home & Auto Insurance Agencies in 16868

Housing Demographics for 16868

Population Review for 16868 Zip Code

For the city of Pine Grove Mills, the population within 16868 has increased to over 0 residents in population size. The current population total is 640. We have broken down the population based on race below. In 16868, there are over 322 in male population and 318 females.

PopulationValues
Total Population640
White Population589
Black Population12
Hispanic Population7
Asian Population12
Hawaiian Population0
Indian Population0
Other Population4
Male Population322
Female Population318
Population Estimate0

Household Data for 16868

The average number of homes in 16868 is around 286, there are an average of 2.24 per household. The average house value according to local real estate values is around $284,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode286
Persons Per Household2.24
Average House Value$284,400
Income Per Household$133606
Median Age42.2
Median Age Male43.8
Median Age Female41.5
16868 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias AbbreviationPINE GRV MLS
Area Code814
CityPine Grove Mills
City Alias NamePINE GROVE MILLS
CountyCentre
County FIPS027
State FIPS42
Time Zone5
Day Light SavingY
MSA8050
PMSA
CSA524
CBSA44300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameState College, PA
MSA_NameState College, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees58
Business First Quarter Payroll253
Business Annual Payroll1296
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population153990
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential0
Delivery Business0
Delivery Total709
Preferred Last Line KeyX1A522
Classification CodeP
Multi-County
CSA NameState College-DuBois, PA
CBSA_DIV_Name
City State KeyX1A522
Land Area1.517000
Water Area0.000000
City Alias Code
City Mixed CasePine Grove Mills
City Alias Mixed CasePine Grove Mills
Box Count379
SFDU0
MFDU0
State ANSI42
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number416584
Unique ZIP Name
SSA State County Code39200
Medicare CBSA Code44300
Medicare CBSA NameState College, PA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseCentre

Pennsylvania Homeowners Insurance News & Information

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