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Compare 16870 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Port Matilda just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,689 neighbors looking to save on their home insurance policy in the local 16870 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 16870. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Port Matilda, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Port Matilda, PA

16870 Home Insurance Average Premiums

Local 16870 homeowners insurance quotes comparison

$505 /yr.

Shows Zip Code: 16870 lowest rates with discounts applied on average.

For the 16870, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$505 /yr.
Average Coverage:$755 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1055 /yr.

What is the average home insurance cost for a home in 16870?

  • • The average homeowners insurance premium paid annually for a home in 16870 is around $755 per year.

What does it cost on average per month for home insurance in 16870?

  • • Homeowners in 16870 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 16870?

  • • Autoowners in 16870 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Port Matilda area, check out other zip codes nearby 16870.
Review average rates in another zip code:
16870 homeowners insurance rates

Home Replacement Cost Coverage in 16870

Average Building Cost Per Square Foot in 16870: $136

Location: Port Matilda, Pennsylvania (Centre County)

Average Square Footage in 16870: 2,515 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16870 before you start any project. Port Matilda homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16870 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16870 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,515 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Port Matilda area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,515$342,100
Additional Upgrades & Added Features$1702,515$427,625
Major Home Updates or Advancements$2042,515$513,150

It's important to understand that when you estimate your replacement cost of your home in the 16870 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16870

Best Home & Auto Insurance Agencies in 16870

Housing Demographics for 16870

Population Review for 16870 Zip Code

For the city of Port Matilda, the population within 16870 has increased to over 7,797 residents in population size. The current population total is 7,452. We have broken down the population based on race below. In 16870, there are over 3750 in male population and 3702 females.

PopulationValues
Total Population7,452
White Population6729
Black Population76
Hispanic Population188
Asian Population190
Hawaiian Population0
Indian Population7
Other Population57
Male Population3750
Female Population3702
Population Estimate7797

Household Data for 16870

The average number of homes in 16870 is around 2,689, there are an average of 2.77 per household. The average house value according to local real estate values is around $342,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,689
Persons Per Household2.77
Average House Value$342,100
Income Per Household$106411
Median Age42.3
Median Age Male41.7
Median Age Female42.9
16870 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814
CityPort Matilda
City Alias NamePORT MATILDA
CountyCentre
County FIPS027
State FIPS42
Time Zone5
Day Light SavingY
MSA8050
PMSA
CSA524
CBSA44300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameState College, PA
MSA_NameState College, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses124
Number Of Employees1079
Business First Quarter Payroll17405
Business Annual Payroll73404
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population153990
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential2815
Delivery Business54
Delivery Total3023
Preferred Last Line KeyX1A614
Classification Code
Multi-County
CSA NameState College-DuBois, PA
CBSA_DIV_Name
City State KeyX1A614
Land Area72.184000
Water Area0.018000
City Alias Code
City Mixed CasePort Matilda
City Alias Mixed CasePort Matilda
Box Count114
SFDU2672
MFDU0
State ANSI42
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number416760
Unique ZIP Name
SSA State County Code39200
Medicare CBSA Code44300
Medicare CBSA NameState College, PA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseCentre

Pennsylvania Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]