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Homeowners Insurance in 17013

For homeowners living in 17013, you want more affordable home insurance rates in Carlisle, right? Our rates are very competitive for homeowners living in the great city of Carlisle, PA. Many homeowners living in the 17013 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 17013 should appear in the zip code field ready to go. Comparing Carlisle, PA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

17013 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Carlisle pay around $706 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Pennsylvania home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 17013 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Carlisle homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Pennsylvania home insurance premium today!

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17013 Home Insurance Average Premiums

Local 17013 homeowners insurance quotes comparison

$456 /yr.

Shows Zip Code: 17013 lowest rates with discounts applied on average.

For the 17013, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$456 /yr.
Average Coverage:$706 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1006 /yr.

What is the average home insurance cost for a home in 17013?

  • • The average homeowners insurance premium paid annually for a home in 17013 is around $706 per year.

What does it cost on average per month for home insurance in 17013?

  • • Homeowners in 17013 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 17013?

  • • Autoowners in 17013 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Carlisle area, check out other zip codes nearby 17013.
Review average rates in another zip code:
17013 homeowners insurance rates
17015 homeowners insurance rates

Home Replacement Cost Coverage in 17013

Average Building Cost Per Square Foot in 17013: $136

Location: Carlisle, Pennsylvania (Cumberland County)

Average Square Footage in 17013: 1,346 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17013 before you start any project. Carlisle homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17013 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17013 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,346 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Carlisle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,346$183,000
Additional Upgrades & Added Features$1701,346$228,750
Major Home Updates or Advancements$2041,346$274,500

It's important to understand that when you estimate your replacement cost of your home in the 17013 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17013

Allstate Insurance - Edward L Allbritton

Address: 7044 Carlisle Pk Carlisle, PA 17013
Phone: (717)766-5757
Website:

Darr Thumma Insurance

Address: 95 Alexander Spring Rd Carlisle, PA 17013
Phone: (717)243-2921
Website:

Best Home & Auto Insurance Agencies in 17013

Deibler Insurance Associates Inc

Address: 26 Westminster Dr Carlisle, PA 17013
Phone:
Website: http://www.deibler-insurance.com
Info:

Fetterman- Jon R

Address: 805 E High St Carlisle, PA 17013
Phone:
Website:
Info:

Housing Demographics for 17013

Population Review for 17013 Zip Code

For the city of Carlisle, the population within 17013 has increased to over 34,929 residents in population size. The current population total is 36,578. We have broken down the population based on race below. In 17013, there are over 17718 in male population and 18860 females.

PopulationValues
Total Population36,578
White Population29186
Black Population2969
Hispanic Population2113
Asian Population1136
Hawaiian Population20
Indian Population101
Other Population734
Male Population17718
Female Population18860
Population Estimate34929

Household Data for 17013

The average number of homes in 17013 is around 14,692, there are an average of 2.29 per household. The average house value according to local real estate values is around $183,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,692
Persons Per Household2.29
Average House Value$183,000
Income Per Household$62112
Median Age39.1
Median Age Male37.7
Median Age Female40.3
17013 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityCarlisle
City Alias NameCARLISLE
CountyCumberland
County FIPS041
State FIPS42
Time Zone5
Day Light SavingY
MSA3240
PMSA
CSA276
CBSA25420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHarrisburg-Carlisle, PA
MSA_NameHarrisburg-Lebanon-Carlisle, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses953
Number Of Employees20778
Business First Quarter Payroll235308
Business Annual Payroll952324
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population549475
CBSA Division Population0
Congressional District10
Congressional LandArea8378.06
Delivery Residential15253
Delivery Business1056
Delivery Total17954
Preferred Last Line KeyX17502
Classification Code
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX17502
Land Area39.189000
Water Area0.396000
City Alias Code
City Mixed CaseCarlisle
City Alias Mixed CaseCarlisle
Box Count317
SFDU10615
MFDU1619
State ANSI42
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411168
Unique ZIP Name
SSA State County Code39270
Medicare CBSA Code25420
Medicare CBSA NameHarrisburg-Carlisle, PA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseCumberland

Pennsylvania Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]