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Home Insurance in 17028

One of the best ways to save money on your homeowners insurance policy in the 17028 zip code is to shop your coverage on a regular basis. If your premium has been headed up in the last few years, we can help you find a great policy from the comfort of your own living room.

GetHomeInsuranceQuotes.com is the easiest way to shop for competitive homeowners insurance rates in in Grantville, PA. A few clicks of the mouse and we will show you quotes from up to 12 nationwide carriers who are happy to compete for your business.

As always, our service is free and our Pennsylvania licensed agents can advise you on the coverages you need as well as the coverage levels you should be carrying to fully protect your property and possessions. They will also be happy to answer any questions you may have and explain the details of your homeowners insurance coverage.

Getting started is easy, simply click on the "Get Multiple Quotes Now" button at the top of the page, verify your 17028 zip code and you are ready to start saving on home insurance.

Quickly Compare Rate Quotes for 17028

Find Grantville, PA Homeowners Insurance Quotes to review the best coverage options in your area.

Information on the Average Homeowners Premiums in 17028

According to industry data, homeowners located in Grantville pay roughly $686 per year for a HO-3 homeowners policy. A HO-3 policy is considered the standard when it comes to homeowners insurance. It offers protection for your home, possessions, loss of use as well as liability protection. If you have a mortgage on your property, your lender will require an HO-3 policy is in place to protect their loan.

Remember, an HO-3 policy does not offer coverage for flood damage in 17028 zip code. If you live in a high-risk area for flood damage, your lender will most likely require that you carry a separate flood insurance policy. Our agents can help you determine if you need flood insurance coverage and help you find a policy that fully protects your property.

A recent ranking of Pennsylvania home insurance premiums found that premiums in 17028 are 41 when compared to other state averages. Shopping your coverage on a regular basis is the best way to ensure you are getting the best price on a homeowners policy.

Start Shopping 17028 Home Insurance Quotes Right Now!

The best part of our job is helping homeowners save money on their homeowners insurance while also educating our clients on the different types of coverage available to them in 17028.

Let us find you a great policy at an affordable price, get 17028 homeowners insurance quotes now.

17028 Home Insurance Average Premiums

Local 17028 homeowners insurance quotes comparison

$436 /yr.

Shows Zip Code: 17028 lowest rates with discounts applied on average.

For the 17028, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$436 /yr.
Average Coverage:$686 /yr.
2600 sq. ft. or higher
(all discounts applied)
$986 /yr.

What is the average home insurance cost for a home in 17028?

  • • The average homeowners insurance premium paid annually for a home in 17028 is around $686 per year.

What does it cost on average per month for home insurance in 17028?

  • • Homeowners in 17028 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 17028?

  • • Autoowners in 17028 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Grantville area, check out other zip codes nearby 17028.
Review average rates in another zip code:
17028 homeowners insurance rates

Home Replacement Cost Coverage in 17028

Average Building Cost Per Square Foot in 17028: $136

Location: Grantville, Pennsylvania (Dauphin County)

Average Square Footage in 17028: 1,524 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17028 before you start any project. Grantville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17028 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17028 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,524 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grantville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,524$207,200
Additional Upgrades & Added Features$1701,524$259,000
Major Home Updates or Advancements$2041,524$310,800

It's important to understand that when you estimate your replacement cost of your home in the 17028 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17028

Best Home & Auto Insurance Agencies in 17028

Housing Demographics for 17028

Population Review for 17028 Zip Code

For the city of Grantville, the population within 17028 has increased to over 3,349 residents in population size. The current population total is 3,448. We have broken down the population based on race below. In 17028, there are over 1723 in male population and 1725 females.

PopulationValues
Total Population3,448
White Population2969
Black Population37
Hispanic Population358
Asian Population31
Hawaiian Population2
Indian Population15
Other Population201
Male Population1723
Female Population1725
Population Estimate3349

Household Data for 17028

The average number of homes in 17028 is around 1,397, there are an average of 2.45 per household. The average house value according to local real estate values is around $207,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,397
Persons Per Household2.45
Average House Value$207,200
Income Per Household$68667
Median Age44.7
Median Age Male45.1
Median Age Female44.2
17028 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717
CityGrantville
City Alias NameGRANTVILLE
CountyDauphin
County FIPS043
State FIPS42
Time Zone5
Day Light SavingY
MSA3240
PMSA
CSA276
CBSA25420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHarrisburg-Carlisle, PA
MSA_NameHarrisburg-Lebanon-Carlisle, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses94
Number Of Employees1405
Business First Quarter Payroll14695
Business Annual Payroll72622
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population549475
CBSA Division Population0
Congressional District09|10
Congressional LandArea5730.09|8378.06
Delivery Residential1367
Delivery Business83
Delivery Total1636
Preferred Last Line KeyX18674
Classification Code
Multi-CountyY
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX18674
Land Area27.384000
Water Area0.139000
City Alias Code
City Mixed CaseGrantville
City Alias Mixed CaseGrantville
Box Count137
SFDU980
MFDU0
State ANSI42
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number413260
Unique ZIP Name
SSA State County Code39280
Medicare CBSA Code25420
Medicare CBSA NameHarrisburg-Carlisle, PA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseDauphin

Pennsylvania Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]