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17040 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 17040 zip code it's important to know that our rates are very competitive for homeowners living in Landisburg, PA. Many homeowners based out of your 17040 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 17040 should appear in the zip code field ready to go. For Landisburg, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.

17040: Average Home Insurance Rates

For homeowners living in the great city of Landisburg, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $767 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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17040 Home Insurance Average Premiums

Local 17040 homeowners insurance quotes comparison

$517 /yr.

Shows Zip Code: 17040 lowest rates with discounts applied on average.

For the 17040, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$517 /yr.
Average Coverage:$767 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1067 /yr.

What is the average home insurance cost for a home in 17040?

  • • The average homeowners insurance premium paid annually for a home in 17040 is around $767 per year.

What does it cost on average per month for home insurance in 17040?

  • • Homeowners in 17040 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 17040?

  • • Autoowners in 17040 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Landisburg area, check out other zip codes nearby 17040.
Review average rates in another zip code:
17040 homeowners insurance rates

Home Replacement Cost Coverage in 17040

Average Building Cost Per Square Foot in 17040: $136

Location: Landisburg, Pennsylvania (Perry County)

Average Square Footage in 17040: 1,462 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17040 before you start any project. Landisburg homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17040 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17040 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,462 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Landisburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,462$198,800
Additional Upgrades & Added Features$1701,462$248,500
Major Home Updates or Advancements$2041,462$298,200

It's important to understand that when you estimate your replacement cost of your home in the 17040 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17040

Best Home & Auto Insurance Agencies in 17040

Grove Insurance Agency

Address: Pennsylvania 274 Tyrone, PA 17040
Phone:
Website:
Info:

Housing Demographics for 17040

Population Review for 17040 Zip Code

For the city of Landisburg, the population within 17040 has increased to over 2,464 residents in population size. The current population total is 2,555. We have broken down the population based on race below. In 17040, there are over 1326 in male population and 1229 females.

PopulationValues
Total Population2,555
White Population2421
Black Population6
Hispanic Population43
Asian Population5
Hawaiian Population0
Indian Population0
Other Population13
Male Population1326
Female Population1229
Population Estimate2464

Household Data for 17040

The average number of homes in 17040 is around 1,009, there are an average of 2.53 per household. The average house value according to local real estate values is around $198,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,009
Persons Per Household2.53
Average House Value$198,800
Income Per Household$73182
Median Age44.1
Median Age Male43.0
Median Age Female45.8
17040 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717
CityLandisburg
City Alias NameLANDISBURG
CountyPerry
County FIPS099
State FIPS42
Time Zone5
Day Light SavingY
MSA3240
PMSA
CSA276
CBSA25420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHarrisburg-Carlisle, PA
MSA_NameHarrisburg-Lebanon-Carlisle, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses36
Number Of Employees199
Business First Quarter Payroll1379
Business Annual Payroll6438
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population549475
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential974
Delivery Business21
Delivery Total1121
Preferred Last Line KeyX19277
Classification Code
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX19277
Land Area53.251000
Water Area0.335000
City Alias Code
City Mixed CaseLandisburg
City Alias Mixed CaseLandisburg
Box Count106
SFDU974
MFDU0
State ANSI42
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number414420
Unique ZIP Name
SSA State County Code39610
Medicare CBSA Code25420
Medicare CBSA NameHarrisburg-Carlisle, PA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CasePerry

Pennsylvania Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]