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17042 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 17042? Our rates are very competitive for homeowners living in Lebanon, PA. Many homeowners based out of your 17042 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 17042 should appear in the zip code field ready to go. For Lebanon, PA Home Insurance Rate Quotes click to review the best rates and service online!

17042 Average Premium is Rated: Very Low!

Homeowners living in 17042 can easily save up to 40% off the average home insurance premium of $769 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Lebanon that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 17042 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 17042!

17042 Home Insurance Average Premiums

Local 17042 homeowners insurance quotes comparison

$519 /yr.

Shows Zip Code: 17042 lowest rates with discounts applied on average.

For the 17042, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$519 /yr.
Average Coverage:$769 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1069 /yr.

What is the average home insurance cost for a home in 17042?

  • • The average homeowners insurance premium paid annually for a home in 17042 is around $769 per year.

What does it cost on average per month for home insurance in 17042?

  • • Homeowners in 17042 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 17042?

  • • Autoowners in 17042 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lebanon area, check out other zip codes nearby 17042.
Review average rates in another zip code:
17042 homeowners insurance rates
17046 homeowners insurance rates

Home Replacement Cost Coverage in 17042

Average Building Cost Per Square Foot in 17042: $136

Location: Lebanon, Pennsylvania (Lebanon County)

Average Square Footage in 17042: 1,282 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17042 before you start any project. Lebanon homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17042 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17042 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,282 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lebanon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,282$174,400
Additional Upgrades & Added Features$1701,282$218,000
Major Home Updates or Advancements$2041,282$261,600

It's important to understand that when you estimate your replacement cost of your home in the 17042 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17042

Best Home & Auto Insurance Agencies in 17042

Strock Insurance

Address: 34 West Penn Avenue Cleona, PA 17042
Phone:
Website: http://www.strockinsurance.com/
Info:

Allstate Insurance Companies

Address: 546 S 9th St Lebanon, PA 17042
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Francis- T David

Address: 1901 E Cumberland St Lebanon, PA 17042
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Robert J Phillips Ins Agency Inc - State Farm Insurance Agent

Address: 832 Chestnut Street Lebanon, PA 17042
Phone:
Website: http://www.national.citysearch.com/profile/external/8743609/lebanon_pa/robert_j_phillips_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Housing Demographics for 17042

Population Review for 17042 Zip Code

For the city of Lebanon, the population within 17042 has increased to over 40,400 residents in population size. The current population total is 40,618. We have broken down the population based on race below. In 17042, there are over 19772 in male population and 20846 females.

PopulationValues
Total Population40,618
White Population32094
Black Population1309
Hispanic Population7034
Asian Population686
Hawaiian Population21
Indian Population99
Other Population3373
Male Population19772
Female Population20846
Population Estimate40400

Household Data for 17042

The average number of homes in 17042 is around 16,140, there are an average of 2.45 per household. The average house value according to local real estate values is around $174,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,140
Persons Per Household2.45
Average House Value$174,400
Income Per Household$65067
Median Age43.4
Median Age Male42.2
Median Age Female44.7
17042 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityLebanon
City Alias NameLEBANON
CountyLebanon
County FIPS075
State FIPS42
Time Zone5
Day Light SavingY
MSA3240
PMSA
CSA276
CBSA30140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLebanon, PA
MSA_NameHarrisburg-Lebanon-Carlisle, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses970
Number Of Employees17416
Business First Quarter Payroll191892
Business Annual Payroll855745
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population133568
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential16490
Delivery Business1099
Delivery Total17931
Preferred Last Line KeyX19340
Classification Code
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX19340
Land Area67.710000
Water Area0.126000
City Alias Code
City Mixed CaseLebanon
City Alias Mixed CaseLebanon
Box Count283
SFDU12466
MFDU1078
State ANSI42
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number414544
Unique ZIP Name
SSA State County Code39460
Medicare CBSA Code30140
Medicare CBSA NameLebanon, PA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseLebanon

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]