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17050 Homeowners Insurance Quotes & Rates

Mechanicsburg residents living within the 16,770 homes available in the zip code of 17050 are shopping online to compare cheaper and more affordable Mechanicsburg, PA home insurance rates. In the great city of Mechanicsburg, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $793 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 17050 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 17050 home insurance rates today! Please give us a call now at 1-855-976-2656. For Mechanicsburg, PA Homeowners Insurance Quotes, Click to easily get started!

17050 Home Insurance Average Premiums

Local 17050 homeowners insurance quotes comparison

$543 /yr.

Shows Zip Code: 17050 lowest rates with discounts applied on average.

For the 17050, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$543 /yr.
Average Coverage:$793 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1093 /yr.

What is the average home insurance cost for a home in 17050?

  • • The average homeowners insurance premium paid annually for a home in 17050 is around $793 per year.

What does it cost on average per month for home insurance in 17050?

  • • Homeowners in 17050 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 17050?

  • • Autoowners in 17050 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mechanicsburg area, check out other zip codes nearby 17050.
Review average rates in another zip code:
17055 homeowners insurance rates
17050 homeowners insurance rates

Home Replacement Cost Coverage in 17050

Average Building Cost Per Square Foot in 17050: $136

Location: Mechanicsburg, Pennsylvania (Cumberland County)

Average Square Footage in 17050: 2,115 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17050 before you start any project. Mechanicsburg homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17050 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17050 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,115 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mechanicsburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,115$287,700
Additional Upgrades & Added Features$1702,115$359,625
Major Home Updates or Advancements$2042,115$431,550

It's important to understand that when you estimate your replacement cost of your home in the 17050 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17050

Acordia Northeast Inc

Address: 4750 Delbrook Rd Mechanicsburg, PA 17050
Phone: (717)761-1919
Website:

Best Home & Auto Insurance Agencies in 17050

Fetrow Insurance Associates

Address: 5299 E Trindle Rd Mechanicsburg, PA 17050
Phone:
Website: http://www.fetrowinsurance.com
Info:

AAA Travel

Address: 3 Baden Powell Ln Mechanicsburg, PA 17050
Phone:
Website: http://www.aaa.com
Info:

Catlin- Frederick D

Address: 325 Manor Dr Mechanicsburg, PA 17050
Phone:
Website:
Info:

Acordia Northeast Inc

Address: 4750 Delbrook Rd Mechanicsburg, PA 17050
Phone:
Website:
Info:

Housing Demographics for 17050

Population Review for 17050 Zip Code

For the city of Mechanicsburg, the population within 17050 has increased to over 45,821 residents in population size. The current population total is 42,722. We have broken down the population based on race below. In 17050, there are over 20702 in male population and 22020 females.

PopulationValues
Total Population42,722
White Population32011
Black Population1122
Hispanic Population1640
Asian Population6762
Hawaiian Population20
Indian Population58
Other Population545
Male Population20702
Female Population22020
Population Estimate45821

Household Data for 17050

The average number of homes in 17050 is around 16,770, there are an average of 2.54 per household. The average house value according to local real estate values is around $287,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,770
Persons Per Household2.54
Average House Value$287,700
Income Per Household$100364
Median Age42.2
Median Age Male41.6
Median Age Female42.9
17050 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code223
CityMechanicsburg
City Alias NameMECHANICSBURG
CountyCumberland
County FIPS041
State FIPS42
Time Zone5
Day Light SavingY
MSA3240
PMSA
CSA276
CBSA25420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHarrisburg-Carlisle, PA
MSA_NameHarrisburg-Lebanon-Carlisle, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1020
Number Of Employees21677
Business First Quarter Payroll256885
Business Annual Payroll1122884
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population549475
CBSA Division Population0
Congressional District10
Congressional LandArea8378.06
Delivery Residential18040
Delivery Business1047
Delivery Total19015
Preferred Last Line KeyX19741
Classification Code
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX19741
Land Area34.987000
Water Area0.786000
City Alias Code
City Mixed CaseMechanicsburg
City Alias Mixed CaseMechanicsburg
Box Count0
SFDU11885
MFDU478
State ANSI42
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415248
Unique ZIP Name
SSA State County Code39270
Medicare CBSA Code25420
Medicare CBSA NameHarrisburg-Carlisle, PA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseCumberland

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]