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17057, PA Home Insurance

In the zip code of 17057, the population size is around 23,112, which consists of 9,332 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Middletown, PA. A few years ago, a study was done and found that the average home insurance rates for Pennsylvania are around $740 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 17057 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Middletown. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Middletown, PA Homeowners Insurance Online Rates Today!

17057 Home Insurance Average Premiums

Local 17057 homeowners insurance quotes comparison

$490 /yr.

Shows Zip Code: 17057 lowest rates with discounts applied on average.

For the 17057, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$490 /yr.
Average Coverage:$740 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1040 /yr.

What is the average home insurance cost for a home in 17057?

  • • The average homeowners insurance premium paid annually for a home in 17057 is around $740 per year.

What does it cost on average per month for home insurance in 17057?

  • • Homeowners in 17057 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 17057?

  • • Autoowners in 17057 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Middletown area, check out other zip codes nearby 17057.
Review average rates in another zip code:
17057 homeowners insurance rates

Home Replacement Cost Coverage in 17057

Average Building Cost Per Square Foot in 17057: $136

Location: Middletown, Pennsylvania (Dauphin County)

Average Square Footage in 17057: 1,096 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17057 before you start any project. Middletown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17057 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17057 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,096 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Middletown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,096$149,100
Additional Upgrades & Added Features$1701,096$186,375
Major Home Updates or Advancements$2041,096$223,650

It's important to understand that when you estimate your replacement cost of your home in the 17057 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17057

Wayne D Evans Insurance Agency

Address: 1971 Powderhorn Rd Middletown, PA 17057
Phone: (717)564-0735
Website:

Best Home & Auto Insurance Agencies in 17057

Lane, Steve - State Farm Insurance Agent

Address: 735 N Union St Middletown, PA 17057
Phone:
Website: http://www.harrisburg.citysearch.com/profile/external/46266833/middletown_pa/lane_steve_state_farm_insurance_agent.html
Info:

Ferster- James R

Address: 35 S Union St Middletown, PA 17057
Phone:
Website:
Info:

Housing Demographics for 17057

Population Review for 17057 Zip Code

For the city of Middletown, the population within 17057 has increased to over 22,444 residents in population size. The current population total is 23,112. We have broken down the population based on race below. In 17057, there are over 11477 in male population and 11635 females.

PopulationValues
Total Population23,112
White Population17847
Black Population1789
Hispanic Population2000
Asian Population796
Hawaiian Population18
Indian Population62
Other Population708
Male Population11477
Female Population11635
Population Estimate22444

Household Data for 17057

The average number of homes in 17057 is around 9,332, there are an average of 2.35 per household. The average house value according to local real estate values is around $149,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,332
Persons Per Household2.35
Average House Value$149,100
Income Per Household$69571
Median Age38.8
Median Age Male36.4
Median Age Female41.0
17057 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717
CityMiddletown
City Alias NameMIDDLETOWN
CountyDauphin
County FIPS043
State FIPS42
Time Zone5
Day Light SavingY
MSA3240
PMSA
CSA276
CBSA25420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHarrisburg-Carlisle, PA
MSA_NameHarrisburg-Lebanon-Carlisle, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses473
Number Of Employees13138
Business First Quarter Payroll201632
Business Annual Payroll912996
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population549475
CBSA Division Population0
Congressional District10
Congressional LandArea8378.06
Delivery Residential9551
Delivery Business482
Delivery Total10208
Preferred Last Line KeyX19799
Classification Code
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX19799
Land Area31.123000
Water Area6.736000
City Alias Code
City Mixed CaseMiddletown
City Alias Mixed CaseMiddletown
Box Count119
SFDU7340
MFDU914
State ANSI42
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415328
Unique ZIP Name
SSA State County Code39280
Medicare CBSA Code25420
Medicare CBSA NameHarrisburg-Carlisle, PA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseDauphin

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]