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Home Insurance in 17070

If your primary reason for shopping for homeowners insurance in the 17070 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in New Cumberland, PA. Many homeowners that live in the 17070 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 17070 zip code should already appear in the zip code field ready to go. For New Cumberland, PA Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 17070

Homeowners living in the city of New Cumberland are paying on average around $749 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 17070 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Pennsylvania home insurance premiums have been recently ranked 41 in the country in terms of the annual cost of premiums. Because premiums in 17070 are lower compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 17070 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in New Cumberland. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

17070 Home Insurance Average Premiums

Local 17070 homeowners insurance quotes comparison

$499 /yr.

Shows Zip Code: 17070 lowest rates with discounts applied on average.

For the 17070, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$499 /yr.
Average Coverage:$749 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1049 /yr.

What is the average home insurance cost for a home in 17070?

  • • The average homeowners insurance premium paid annually for a home in 17070 is around $749 per year.

What does it cost on average per month for home insurance in 17070?

  • • Homeowners in 17070 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 17070?

  • • Autoowners in 17070 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Cumberland area, check out other zip codes nearby 17070.
Review average rates in another zip code:
17070 homeowners insurance rates

Home Replacement Cost Coverage in 17070

Average Building Cost Per Square Foot in 17070: $136

Location: New Cumberland, Pennsylvania (York County)

Average Square Footage in 17070: 1,427 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17070 before you start any project. New Cumberland homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17070 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17070 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,427 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Cumberland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,427$194,100
Additional Upgrades & Added Features$1701,427$242,625
Major Home Updates or Advancements$2041,427$291,150

It's important to understand that when you estimate your replacement cost of your home in the 17070 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17070

Best Home & Auto Insurance Agencies in 17070

Glenn Insurance

Address: 1554 Bridge St New Cumberland, PA 17070
Phone:
Website: http://www.aciainsurance.com/
Info:

Radabaugh, Rocky - State Farm Insurance Agent

Address: 1223 Bridge St New Cumberland, PA 17070
Phone:
Website:
Info:

Allstate Insurance Company - Christopher Petrone

Address: 231 Bridge St New Cumberland, PA 17070
Phone:
Website: http://www.harrisburg.citysearch.com/profile/44739871/new_cumberland_pa/allstate_insurance_company_christopher_petrone.html
Info:

Highmark Blue Cross Blue Shield

Address: 120 5th Ave New Cumberland, PA 17070
Phone:
Website:
Info:

Housing Demographics for 17070

Population Review for 17070 Zip Code

For the city of New Cumberland, the population within 17070 has increased to over 16,874 residents in population size. The current population total is 16,359. We have broken down the population based on race below. In 17070, there are over 7989 in male population and 8370 females.

PopulationValues
Total Population16,359
White Population14243
Black Population483
Hispanic Population978
Asian Population255
Hawaiian Population4
Indian Population40
Other Population335
Male Population7989
Female Population8370
Population Estimate16874

Household Data for 17070

The average number of homes in 17070 is around 7,083, there are an average of 2.31 per household. The average house value according to local real estate values is around $194,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,083
Persons Per Household2.31
Average House Value$194,100
Income Per Household$79082
Median Age42.8
Median Age Male41.3
Median Age Female44.3
17070 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias AbbreviationNEW CUMBERLND
Area Code717/223
CityNew Cumberland
City Alias NameNEW CUMBERLAND
CountyYork
County FIPS133
State FIPS42
Time Zone5
Day Light SavingY
MSA9280
PMSA
CSA276
CBSA49620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYork-Hanover, PA
MSA_NameYork, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses318
Number Of Employees3725
Business First Quarter Payroll34820
Business Annual Payroll167238
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population434972
CBSA Division Population0
Congressional District10
Congressional LandArea8378.06
Delivery Residential7305
Delivery Business329
Delivery Total7883
Preferred Last Line KeyX1A118
Classification Code
Multi-CountyY
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX1A118
Land Area14.595000
Water Area0.059000
City Alias Code
City Mixed CaseNew Cumberland
City Alias Mixed CaseNew Cumberland
Box Count145
SFDU6146
MFDU177
State ANSI42
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415896
Unique ZIP Name
SSA State County Code39800
Medicare CBSA Code49620
Medicare CBSA NameYork-Hanover, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseYork

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]