17086 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 17086? There are over 864 occupied homes in the 17086 area. With a population size of 2,343, it's not uncommon for residence of Richfield, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $735 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 17086 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Richfield, PA Home Insurance Rate Quotes

17086 Home Insurance Average Premiums

Local 17086 homeowners insurance quotes comparison

$485 /yr.

Shows Zip Code: 17086 lowest rates with discounts applied on average.

For the 17086, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$485 /yr.
Average Coverage:	$735 /yr.
2600 sq. ft. or higher (all discounts applied)	$1035 /yr.

What is the average home insurance cost for a home in 17086?

• The average homeowners insurance premium paid annually for a home in 17086 is around $735 per year.

What does it cost on average per month for home insurance in 17086?

• Homeowners in 17086 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 17086?

• Autoowners in 17086 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Richfield area, check out other zip codes nearby 17086.
Review average rates in another zip code:
17086 homeowners insurance rates

Home Replacement Cost Coverage in 17086

Average Building Cost Per Square Foot in 17086: $136

Location: Richfield, Pennsylvania (Juniata County)

Average Square Footage in 17086: 1,089 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17086 before you start any project. Richfield homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17086 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17086 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,089 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Richfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$136	1,089	$148,100
Additional Upgrades & Added Features	$170	1,089	$185,125
Major Home Updates or Advancements	$204	1,089	$222,150

Calculate Your Dwelling Coverage in 17086

It's important to understand that when you estimate your replacement cost of your home in the 17086 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 17086

Ferster- Michael A

Address: Route 35 Richfield, PA 17086
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 17086

Population Review for 17086 Zip Code

For the city of Richfield, the population within 17086 has increased to over 2,141 residents in population size. The current population total is 2,343. We have broken down the population based on race below. In 17086, there are over 1184 in male population and 1159 females.

Population	Values
Total Population	2,343
White Population	2256
Black Population	13
Hispanic Population	33
Asian Population	8
Hawaiian Population	3
Indian Population	0
Other Population	15
Male Population	1184
Female Population	1159
Population Estimate	2141

Household Data for 17086

The average number of homes in 17086 is around 864, there are an average of 2.66 per household. The average house value according to local real estate values is around $148,100. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	864
Persons Per Household	2.66
Average House Value	$148,100
Income Per Household	$62273
Median Age	42.5
Median Age Male	41.5
Median Age Female	43.6

17086 Details	Values
State	PA
State Full Name	Pennsylvania
City Type	P
City Alias Abbreviation
Area Code	717/223
City	Richfield
City Alias Name	RICHFIELD
County	Juniata
County FIPS	067
State FIPS	42
Time Zone	5
Day Light Saving	Y
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	50
Number Of Employees	314
Business First Quarter Payroll	1974
Business Annual Payroll	9327
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	0
CBSA Division Population	0
Congressional District	13\|15
Congressional LandArea	155.18\|1285.03
Delivery Residential	805
Delivery Business	34
Delivery Total	974
Preferred Last Line Key	X1A752
Classification Code
Multi-County	Y
CSA Name
CBSA_DIV_Name
City State Key	X1A752
Land Area	36.792000
Water Area	0.043000
City Alias Code
City Mixed Case	Richfield
City Alias Mixed Case	Richfield
Box Count	113
SFDU	805
MFDU	0
State ANSI	42
County ANSI	067
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	N
Carrier Route Rate Sortation	C
Finance Number	417056
Unique ZIP Name
SSA State County Code	39410
Medicare CBSA Code	99939
Medicare CBSA Name	Rural Areas in PA
Medicare CBSA Type	Micro
Market Rating Area ID	9
County Mixed Case	Juniata

Pennsylvania Homeowners Insurance News & Information

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Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 17086!