Get multiple home insurance quotes in 17093. Our licensed 17093, PA agents are ready to serve you.

17093, PA Homeowners Insurance Rates

With a population size of 705 and with 310 occupied homes in the 17093 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Summerdale, PA are around $717 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Summerdale, Pennsylvania. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Pennsylvania home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Summerdale, PA.

For Pennsylvania home insurance information, including average Summerdale home insurance rates, coverage options or the different homeowners insurance types, please select Summerdale, PA Home Insurance Quotes Now!

17093 Home Insurance Average Premiums

Local 17093 homeowners insurance quotes comparison

$467 /yr.

Shows Zip Code: 17093 lowest rates with discounts applied on average.

For the 17093, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$467 /yr.
Average Coverage:$717 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1017 /yr.

What is the average home insurance cost for a home in 17093?

  • • The average homeowners insurance premium paid annually for a home in 17093 is around $717 per year.

What does it cost on average per month for home insurance in 17093?

  • • Homeowners in 17093 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 17093?

  • • Autoowners in 17093 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Summerdale area, check out other zip codes nearby 17093.
Review average rates in another zip code:
17093 homeowners insurance rates

Home Replacement Cost Coverage in 17093

Average Building Cost Per Square Foot in 17093: $136

Location: Summerdale, Pennsylvania (Cumberland County)

Average Square Footage in 17093: 1,063 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17093 before you start any project. Summerdale homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17093 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17093 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,063 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Summerdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,063$144,500
Additional Upgrades & Added Features$1701,063$180,625
Major Home Updates or Advancements$2041,063$216,750

It's important to understand that when you estimate your replacement cost of your home in the 17093 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17093

Best Home & Auto Insurance Agencies in 17093

Housing Demographics for 17093

Population Review for 17093 Zip Code

For the city of Summerdale, the population within 17093 has increased to over 0 residents in population size. The current population total is 705. We have broken down the population based on race below. In 17093, there are over 328 in male population and 377 females.

PopulationValues
Total Population705
White Population624
Black Population18
Hispanic Population25
Asian Population10
Hawaiian Population0
Indian Population5
Other Population20
Male Population328
Female Population377
Population Estimate0

Household Data for 17093

The average number of homes in 17093 is around 310, there are an average of 2.27 per household. The average house value according to local real estate values is around $144,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode310
Persons Per Household2.27
Average House Value$144,500
Income Per Household$66875
Median Age45.5
Median Age Male43.7
Median Age Female47.1
17093 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code717
CitySummerdale
City Alias NameSUMMERDALE
CountyCumberland
County FIPS041
State FIPS42
Time Zone5
Day Light SavingY
MSA3240
PMSA
CSA276
CBSA25420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHarrisburg-Carlisle, PA
MSA_NameHarrisburg-Lebanon-Carlisle, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees192
Business First Quarter Payroll1982
Business Annual Payroll8698
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population549475
CBSA Division Population0
Congressional District10
Congressional LandArea8378.06
Delivery Residential0
Delivery Business0
Delivery Total140
Preferred Last Line KeyX1B412
Classification CodeP
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX1B412
Land Area0.501000
Water Area0.000000
City Alias Code
City Mixed CaseSummerdale
City Alias Mixed CaseSummerdale
Box Count12
SFDU0
MFDU0
State ANSI42
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number418232
Unique ZIP Name
SSA State County Code39270
Medicare CBSA Code25420
Medicare CBSA NameHarrisburg-Carlisle, PA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseCumberland

Pennsylvania Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]