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Homeowners Insurance in 17111
Getting the most affordable home insurance rates in 17111 just got easier for Harrisburg, PA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Harrisburg. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Harrisburg, PA Home Insurance Quotes, Click to easily review rates!
Average Home Insurance Rates in 17111
When discussing Pennsylvania homeowners insurance rates, Harrisburg residents are finding new ways to save time and money by discovering lower rates when they shop online. Pennsylvania may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 41. Residents that live within the 17111 zipcode are currently paying $714 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Harrisburg does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.
17111 Home Insurance Average Premiums
For the 17111, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $464 /yr. |
Average Coverage: | $714 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1014 /yr. |
What is the average home insurance cost for a home in 17111?
- • The average homeowners insurance premium paid annually for a home in 17111 is around $714 per year.
What does it cost on average per month for home insurance in 17111?
- • Homeowners in 17111 pay a monthly average cost per month around $60.00.
What kind of discount could I get if I combine my home and auto insurance together in 17111?
- • Autoowners in 17111 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Harrisburg area, check out other zip codes nearby 17111.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 17111
Average Building Cost Per Square Foot in 17111: $136
Location: Harrisburg, Pennsylvania (Dauphin County)Average Square Footage in 17111: 1,360 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 17111 before you start any project. Harrisburg homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17111 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 17111 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,360 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Harrisburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $136 | 1,360 | $185,000 |
Additional Upgrades & Added Features | $170 | 1,360 | $231,250 |
Major Home Updates or Advancements | $204 | 1,360 | $277,500 |
It's important to understand that when you estimate your replacement cost of your home in the 17111 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 17111
Deibler Paul E Insurance
Address: 3848 Derry Street Harrisburg, PA 17111Phone: (717)564-4683
Website:
D. B. Lees Agency
Address: 3601 Brisban St Harrisburg, PA 17111Phone: (717)564-3565
Website:
Allstate Insurance - LuAnn T Bird- CPCU
Address: 4502 Derry St Harrisburg, PA 17111Phone: (717)558-0588
Website:
Best Home & Auto Insurance Agencies in 17111
Faust, Kenneth P - Ken Faust Insurance
Address: 4930 Chambers Hill Rd Harrisburg, PA 17111Phone:
Website: http://www.faustins.com/
Info:
Allstate Insurance Companies
Address: 6415 Clearfield St Harrisburg, PA 17111Phone:
Website:
Info:
GEICO
Address: 3350 Paxton St Harrisburg, PA 17111Phone:
Website: http://www.harrisburg.citysearch.com/profile/667084970/harrisburg_pa/geico.html
Info:
State Farm Insurance
Address: 900 Eisenhower Blvd Harrisburg, PA 17111Phone:
Website: http://www.harrisburg.citysearch.com/profile/46266852/harrisburg_pa/state_farm_insurance.html
Info:
D. B. Lees Agency
Address: 3601 Brisban St Harrisburg, PA 17111Phone:
Website:
Info:
Housing Demographics for 17111
Population Review for 17111 Zip Code
For the city of Harrisburg, the population within 17111 has increased to over 36,123 residents in population size. The current population total is 36,557. We have broken down the population based on race below. In 17111, there are over 17759 in male population and 18798 females.
Population | Values |
---|---|
Total Population | 36,557 |
White Population | 20670 |
Black Population | 6538 |
Hispanic Population | 3790 |
Asian Population | 5046 |
Hawaiian Population | 9 |
Indian Population | 146 |
Other Population | 1567 |
Male Population | 17759 |
Female Population | 18798 |
Population Estimate | 36123 |
Household Data for 17111
The average number of homes in 17111 is around 14,178, there are an average of 2.48 per household. The average house value according to local real estate values is around $185,000. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 14,178 |
Persons Per Household | 2.48 |
Average House Value | $185,000 |
Income Per Household | $76781 |
Median Age | 40.0 |
Median Age Male | 38.3 |
Median Age Female | 41.9 |
17111 Details | Values |
---|---|
State | PA |
State Full Name | Pennsylvania |
City Type | P |
City Alias Abbreviation | |
Area Code | 717 |
City | Harrisburg |
City Alias Name | HARRISBURG |
County | Dauphin |
County FIPS | 043 |
State FIPS | 42 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 3240 |
PMSA | |
CSA | 276 |
CBSA | 25420 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Harrisburg-Carlisle, PA |
MSA_Name | Harrisburg-Lebanon-Carlisle, PA MSA |
PMSA_Name | |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 979 |
Number Of Employees | 20605 |
Business First Quarter Payroll | 248360 |
Business Annual Payroll | 1058795 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 549475 |
CBSA Division Population | 0 |
Congressional District | 10 |
Congressional LandArea | 8378.06 |
Delivery Residential | 14566 |
Delivery Business | 990 |
Delivery Total | 19555 |
Preferred Last Line Key | X18802 |
Classification Code | |
Multi-County | |
CSA Name | Harrisburg-York-Lebanon, PA |
CBSA_DIV_Name | |
City State Key | X18802 |
Land Area | 18.365000 |
Water Area | 0.025000 |
City Alias Code | |
City Mixed Case | Harrisburg |
City Alias Mixed Case | Harrisburg |
Box Count | 245 |
SFDU | 8771 |
MFDU | 1990 |
State ANSI | 42 |
County ANSI | 043 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 413484 |
Unique ZIP Name | |
SSA State County Code | 39280 |
Medicare CBSA Code | 25420 |
Medicare CBSA Name | Harrisburg-Carlisle, PA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 9 |
County Mixed Case | Dauphin |
Pennsylvania Homeowners Insurance News & Information
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]