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Home Insurance in 17201

Our rates are very competitive for homeowners living in the 17201 zip code. Many homeowners based out of Chambersburg, PA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our PA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 17201 should appear in the zip code field ready to go.

17201 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Chambersburg area? The average homeowners premium in 17201 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 17201, you can expect to pay around $746 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 17201 Today!

Get Home Insurance Quotes in 17201

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Pennsylvania. Start your 17201 home insurance shopping today!

  1. Chambersburg, PA Home Insurance Quotes

17201 Home Insurance Average Premiums

Local 17201 homeowners insurance quotes comparison

$496 /yr.

Shows Zip Code: 17201 lowest rates with discounts applied on average.

For the 17201, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$496 /yr.
Average Coverage:$746 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1046 /yr.

What is the average home insurance cost for a home in 17201?

  • • The average homeowners insurance premium paid annually for a home in 17201 is around $746 per year.

What does it cost on average per month for home insurance in 17201?

  • • Homeowners in 17201 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 17201?

  • • Autoowners in 17201 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chambersburg area, check out other zip codes nearby 17201.
Review average rates in another zip code:
17202 homeowners insurance rates
17201 homeowners insurance rates

Home Replacement Cost Coverage in 17201

Average Building Cost Per Square Foot in 17201: $136

Location: Chambersburg, Pennsylvania (Franklin County)

Average Square Footage in 17201: 1,243 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17201 before you start any project. Chambersburg homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17201 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17201 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,243 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chambersburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,243$169,100
Additional Upgrades & Added Features$1701,243$211,375
Major Home Updates or Advancements$2041,243$253,650

It's important to understand that when you estimate your replacement cost of your home in the 17201 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17201

Bell Insurance Inc

Address: 1116 Kennebec Drive Chambersburg, PA 17201
Phone: (717)264-7518
Website: www.bellinsuranceinc.com

Americvan Phoenix Ins

Address: 225 Walker Rd Chambersburg, PA 17201
Phone: (717)263-0401
Website:

Donald R. Mc Clure Sr. Agency

Address: 2054 Wayne Rd Chambersburg, PA 17201
Phone: (717)263-8418
Website:

Best Home & Auto Insurance Agencies in 17201

Junker- Larry D

Address: 1130 Kennebec Dr Chambersburg, PA 17201
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Americvan Phoenix Ins

Address: 225 Walker Rd Chambersburg, PA 17201
Phone:
Website:
Info:

Housing Demographics for 17201

Population Review for 17201 Zip Code

For the city of Chambersburg, the population within 17201 has increased to over 28,867 residents in population size. The current population total is 27,556. We have broken down the population based on race below. In 17201, there are over 13100 in male population and 14456 females.

PopulationValues
Total Population27,556
White Population18546
Black Population2566
Hispanic Population5814
Asian Population333
Hawaiian Population13
Indian Population201
Other Population3012
Male Population13100
Female Population14456
Population Estimate28867

Household Data for 17201

The average number of homes in 17201 is around 11,433, there are an average of 2.35 per household. The average house value according to local real estate values is around $169,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,433
Persons Per Household2.35
Average House Value$169,100
Income Per Household$52786
Median Age39.3
Median Age Male36.9
Median Age Female41.5
17201 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityChambersburg
City Alias NameCHAMBERSBURG
CountyFranklin
County FIPS055
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA548
CBSA16540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameChambersburg, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1050
Number Of Employees22318
Business First Quarter Payroll237479
Business Annual Payroll993363
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population149618
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential12284
Delivery Business1188
Delivery Total13646
Preferred Last Line KeyX17587
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyX17587
Land Area19.123000
Water Area0.021000
City Alias Code
City Mixed CaseChambersburg
City Alias Mixed CaseChambersburg
Box Count283
SFDU8043
MFDU745
State ANSI42
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411280
Unique ZIP Name
SSA State County Code39350
Medicare CBSA Code16540
Medicare CBSA NameChambersburg-Waynesboro, PA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFranklin

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]