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17221 Home Insurance Rates & Premiums

Did you know there are over 538 people living within the 17221 zip code area? There are over 217 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 17221.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $711 a year for a standard homeowners insurance policy in Fannettsburg. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Fannettsburg, PA Homeowners Insurance Quotes Online

17221 Home Insurance Average Premiums

Local 17221 homeowners insurance quotes comparison

$461 /yr.

Shows Zip Code: 17221 lowest rates with discounts applied on average.

For the 17221, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$461 /yr.
Average Coverage:$711 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1011 /yr.

What is the average home insurance cost for a home in 17221?

  • • The average homeowners insurance premium paid annually for a home in 17221 is around $711 per year.

What does it cost on average per month for home insurance in 17221?

  • • Homeowners in 17221 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 17221?

  • • Autoowners in 17221 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fannettsburg area, check out other zip codes nearby 17221.
Review average rates in another zip code:
17221 homeowners insurance rates

Home Replacement Cost Coverage in 17221

Average Building Cost Per Square Foot in 17221: $136

Location: Fannettsburg, Pennsylvania (Franklin County)

Average Square Footage in 17221: 1,185 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17221 before you start any project. Fannettsburg homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17221 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17221 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,185 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fannettsburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,185$161,200
Additional Upgrades & Added Features$1701,185$201,500
Major Home Updates or Advancements$2041,185$241,800

It's important to understand that when you estimate your replacement cost of your home in the 17221 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17221

Best Home & Auto Insurance Agencies in 17221

Housing Demographics for 17221

Population Review for 17221 Zip Code

For the city of Fannettsburg, the population within 17221 has increased to over 384 residents in population size. The current population total is 538. We have broken down the population based on race below. In 17221, there are over 259 in male population and 279 females.

PopulationValues
Total Population538
White Population512
Black Population1
Hispanic Population6
Asian Population3
Hawaiian Population0
Indian Population0
Other Population0
Male Population259
Female Population279
Population Estimate384

Household Data for 17221

The average number of homes in 17221 is around 217, there are an average of 2.48 per household. The average house value according to local real estate values is around $161,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode217
Persons Per Household2.48
Average House Value$161,200
Income Per Household$52981
Median Age46.7
Median Age Male42.9
Median Age Female51.3
17221 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717
CityFannettsburg
City Alias NameFANNETTSBURG
CountyFranklin
County FIPS055
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA548
CBSA16540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameChambersburg, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees27
Business First Quarter Payroll109
Business Annual Payroll505
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population149618
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential155
Delivery Business7
Delivery Total282
Preferred Last Line KeyX18348
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyX18348
Land Area11.625000
Water Area0.068000
City Alias Code
City Mixed CaseFannettsburg
City Alias Mixed CaseFannettsburg
Box Count112
SFDU155
MFDU0
State ANSI42
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number412676
Unique ZIP Name
SSA State County Code39350
Medicare CBSA Code16540
Medicare CBSA NameChambersburg-Waynesboro, PA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFranklin

Pennsylvania Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]