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17222 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 17222? There are over 4,855 occupied homes in the 17222 area. With a population size of 11,224, it's not uncommon for residence of Fayetteville, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $734 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 17222 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Fayetteville, PA Home Insurance Rate Quotes

17222 Home Insurance Average Premiums

Local 17222 homeowners insurance quotes comparison

$484 /yr.

Shows Zip Code: 17222 lowest rates with discounts applied on average.

For the 17222, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$484 /yr.
Average Coverage:$734 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1034 /yr.

What is the average home insurance cost for a home in 17222?

  • • The average homeowners insurance premium paid annually for a home in 17222 is around $734 per year.

What does it cost on average per month for home insurance in 17222?

  • • Homeowners in 17222 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 17222?

  • • Autoowners in 17222 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fayetteville area, check out other zip codes nearby 17222.
Review average rates in another zip code:
17222 homeowners insurance rates

Home Replacement Cost Coverage in 17222

Average Building Cost Per Square Foot in 17222: $136

Location: Fayetteville, Pennsylvania (Franklin County)

Average Square Footage in 17222: 1,398 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17222 before you start any project. Fayetteville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17222 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17222 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,398 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fayetteville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,398$190,100
Additional Upgrades & Added Features$1701,398$237,625
Major Home Updates or Advancements$2041,398$285,150

It's important to understand that when you estimate your replacement cost of your home in the 17222 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17222

Best Home & Auto Insurance Agencies in 17222

Housing Demographics for 17222

Population Review for 17222 Zip Code

For the city of Fayetteville, the population within 17222 has increased to over 11,129 residents in population size. The current population total is 11,224. We have broken down the population based on race below. In 17222, there are over 5563 in male population and 5661 females.

PopulationValues
Total Population11,224
White Population10055
Black Population259
Hispanic Population512
Asian Population106
Hawaiian Population5
Indian Population33
Other Population219
Male Population5563
Female Population5661
Population Estimate11129

Household Data for 17222

The average number of homes in 17222 is around 4,855, there are an average of 2.27 per household. The average house value according to local real estate values is around $190,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,855
Persons Per Household2.27
Average House Value$190,100
Income Per Household$65692
Median Age49.9
Median Age Male48.4
Median Age Female51.3
17222 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityFayetteville
City Alias NameFAYETTEVILLE
CountyFranklin
County FIPS055
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA548
CBSA16540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameChambersburg, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses97
Number Of Employees689
Business First Quarter Payroll6039
Business Annual Payroll29913
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population149618
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential4903
Delivery Business95
Delivery Total5200
Preferred Last Line KeyX18365
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyX18365
Land Area64.972000
Water Area0.273000
City Alias Code
City Mixed CaseFayetteville
City Alias Mixed CaseFayetteville
Box Count158
SFDU3458
MFDU0
State ANSI42
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number412708
Unique ZIP Name
SSA State County Code39350
Medicare CBSA Code16540
Medicare CBSA NameChambersburg-Waynesboro, PA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFranklin

Pennsylvania Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]