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17228, PA Homeowners Insurance Rates

With a population size of 1,121 and with 436 occupied homes in the 17228 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Harrisonville, PA are around $688 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Harrisonville, Pennsylvania. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Pennsylvania home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Harrisonville, PA.

For Pennsylvania home insurance information, including average Harrisonville home insurance rates, coverage options or the different homeowners insurance types, please select Harrisonville, PA Home Insurance Quotes Now!

17228 Home Insurance Average Premiums

Local 17228 homeowners insurance quotes comparison

$438 /yr.

Shows Zip Code: 17228 lowest rates with discounts applied on average.

For the 17228, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$438 /yr.
Average Coverage:$688 /yr.
2600 sq. ft. or higher
(all discounts applied)
$988 /yr.

What is the average home insurance cost for a home in 17228?

  • • The average homeowners insurance premium paid annually for a home in 17228 is around $688 per year.

What does it cost on average per month for home insurance in 17228?

  • • Homeowners in 17228 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 17228?

  • • Autoowners in 17228 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Harrisonville area, check out other zip codes nearby 17228.
Review average rates in another zip code:
17228 homeowners insurance rates

Home Replacement Cost Coverage in 17228

Average Building Cost Per Square Foot in 17228: $136

Location: Harrisonville, Pennsylvania (Fulton County)

Average Square Footage in 17228: 1,310 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17228 before you start any project. Harrisonville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17228 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17228 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,310 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Harrisonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,310$178,100
Additional Upgrades & Added Features$1701,310$222,625
Major Home Updates or Advancements$2041,310$267,150

It's important to understand that when you estimate your replacement cost of your home in the 17228 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17228

Best Home & Auto Insurance Agencies in 17228

Housing Demographics for 17228

Population Review for 17228 Zip Code

For the city of Harrisonville, the population within 17228 has increased to over 1,168 residents in population size. The current population total is 1,121. We have broken down the population based on race below. In 17228, there are over 549 in male population and 572 females.

PopulationValues
Total Population1,121
White Population1067
Black Population2
Hispanic Population8
Asian Population4
Hawaiian Population0
Indian Population3
Other Population4
Male Population549
Female Population572
Population Estimate1168

Household Data for 17228

The average number of homes in 17228 is around 436, there are an average of 2.42 per household. The average house value according to local real estate values is around $178,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode436
Persons Per Household2.42
Average House Value$178,100
Income Per Household$68750
Median Age44.0
Median Age Male43.1
Median Age Female46.0
17228 DetailsValues
StatePA
State Full NamePennsylvania
City TypeC
City Alias Abbreviation
Area Code717
CityHarrisonville
City Alias NameHARRISONVILLE
CountyFulton
County FIPS057
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees89
Business First Quarter Payroll812
Business Annual Payroll3821
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential483
Delivery Business12
Delivery Total1293
Preferred Last Line KeyX18808
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX18808
Land Area32.218000
Water Area0.000000
City Alias Code
City Mixed CaseHarrisonville
City Alias Mixed CaseHarrisonville
Box Count0
SFDU483
MFDU0
State ANSI42
County ANSI057
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number413868
Unique ZIP Name
SSA State County Code39360
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseFulton

Pennsylvania Homeowners Insurance News & Information

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