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17257 Home Insurance Quotes & Rates

Currently, the 10,654 homes within the 17257 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Pennsylvania is around $683 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Shippensburg, PA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 17257.

Pennsylvania is now ranking #41 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Shippensburg home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Pennsylvania has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 17257 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Shippensburg, Pennsylvania home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Shippensburg, PA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

17257 Home Insurance Average Premiums

Local 17257 homeowners insurance quotes comparison

$433 /yr.

Shows Zip Code: 17257 lowest rates with discounts applied on average.

For the 17257, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$433 /yr.
Average Coverage:$683 /yr.
2600 sq. ft. or higher
(all discounts applied)
$983 /yr.

What is the average home insurance cost for a home in 17257?

  • • The average homeowners insurance premium paid annually for a home in 17257 is around $683 per year.

What does it cost on average per month for home insurance in 17257?

  • • Homeowners in 17257 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 17257?

  • • Autoowners in 17257 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shippensburg area, check out other zip codes nearby 17257.
Review average rates in another zip code:
17257 homeowners insurance rates

Home Replacement Cost Coverage in 17257

Average Building Cost Per Square Foot in 17257: $136

Location: Shippensburg, Pennsylvania (Cumberland County)

Average Square Footage in 17257: 1,301 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17257 before you start any project. Shippensburg homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17257 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17257 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,301 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shippensburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,301$177,000
Additional Upgrades & Added Features$1701,301$221,250
Major Home Updates or Advancements$2041,301$265,500

It's important to understand that when you estimate your replacement cost of your home in the 17257 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17257

Best Home & Auto Insurance Agencies in 17257

Allstate Insurance Companies - Independent Agent- G Leonard Fogelsonger Ag

Address: 66 E King St Shippensburg, PA 17257
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

West, Todd W - State Farm Insurance

Address: 119 Lurgan Ave, #A Shippensburg, PA 17257
Phone:
Website: http://www.statefarm.com/
Info:

Housing Demographics for 17257

Population Review for 17257 Zip Code

For the city of Shippensburg, the population within 17257 has increased to over 27,707 residents in population size. The current population total is 28,673. We have broken down the population based on race below. In 17257, there are over 14102 in male population and 14571 females.

PopulationValues
Total Population28,673
White Population25439
Black Population808
Hispanic Population1089
Asian Population542
Hawaiian Population7
Indian Population37
Other Population472
Male Population14102
Female Population14571
Population Estimate27707

Household Data for 17257

The average number of homes in 17257 is around 10,654, there are an average of 2.52 per household. The average house value according to local real estate values is around $177,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,654
Persons Per Household2.52
Average House Value$177,000
Income Per Household$58110
Median Age33.7
Median Age Male32.9
Median Age Female34.5
17257 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityShippensburg
City Alias NameSHIPPENSBURG
CountyCumberland
County FIPS041
State FIPS42
Time Zone5
Day Light SavingY
MSA3240
PMSA
CSA276
CBSA25420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHarrisburg-Carlisle, PA
MSA_NameHarrisburg-Lebanon-Carlisle, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses453
Number Of Employees7110
Business First Quarter Payroll80543
Business Annual Payroll314583
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population549475
CBSA Division Population0
Congressional District10|13
Congressional LandArea8378.06|155.18
Delivery Residential10995
Delivery Business454
Delivery Total11689
Preferred Last Line KeyX1B031
Classification Code
Multi-CountyY
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX1B031
Land Area115.171000
Water Area0.281000
City Alias Code
City Mixed CaseShippensburg
City Alias Mixed CaseShippensburg
Box Count188
SFDU8263
MFDU349
State ANSI42
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number417712
Unique ZIP Name
SSA State County Code39270
Medicare CBSA Code25420
Medicare CBSA NameHarrisburg-Carlisle, PA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseCumberland

Pennsylvania Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]