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Home Insurance in 17271

One of the best ways to save money on your homeowners insurance policy in the 17271 zip code is to shop your coverage on a regular basis. If your premium has been headed up in the last few years, we can help you find a great policy from the comfort of your own living room.

GetHomeInsuranceQuotes.com is the easiest way to shop for competitive homeowners insurance rates in in Willow Hill, PA. A few clicks of the mouse and we will show you quotes from up to 12 nationwide carriers who are happy to compete for your business.

As always, our service is free and our Pennsylvania licensed agents can advise you on the coverages you need as well as the coverage levels you should be carrying to fully protect your property and possessions. They will also be happy to answer any questions you may have and explain the details of your homeowners insurance coverage.

Getting started is easy, simply click on the "Get Multiple Quotes Now" button at the top of the page, verify your 17271 zip code and you are ready to start saving on home insurance.

Quickly Compare Rate Quotes for 17271

Find Willow Hill, PA Homeowners Insurance Quotes to review the best coverage options in your area.

Information on the Average Homeowners Premiums in 17271

According to industry data, homeowners located in Willow Hill pay roughly $703 per year for a HO-3 homeowners policy. A HO-3 policy is considered the standard when it comes to homeowners insurance. It offers protection for your home, possessions, loss of use as well as liability protection. If you have a mortgage on your property, your lender will require an HO-3 policy is in place to protect their loan.

Remember, an HO-3 policy does not offer coverage for flood damage in 17271 zip code. If you live in a high-risk area for flood damage, your lender will most likely require that you carry a separate flood insurance policy. Our agents can help you determine if you need flood insurance coverage and help you find a policy that fully protects your property.

A recent ranking of Pennsylvania home insurance premiums found that premiums in 17271 are 41 when compared to other state averages. Shopping your coverage on a regular basis is the best way to ensure you are getting the best price on a homeowners policy.

Start Shopping 17271 Home Insurance Quotes Right Now!

The best part of our job is helping homeowners save money on their homeowners insurance while also educating our clients on the different types of coverage available to them in 17271.

Let us find you a great policy at an affordable price, get 17271 homeowners insurance quotes now.

17271 Home Insurance Average Premiums

Local 17271 homeowners insurance quotes comparison

$453 /yr.

Shows Zip Code: 17271 lowest rates with discounts applied on average.

For the 17271, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$453 /yr.
Average Coverage:$703 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1003 /yr.

What is the average home insurance cost for a home in 17271?

  • • The average homeowners insurance premium paid annually for a home in 17271 is around $703 per year.

What does it cost on average per month for home insurance in 17271?

  • • Homeowners in 17271 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 17271?

  • • Autoowners in 17271 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Willow Hill area, check out other zip codes nearby 17271.
Review average rates in another zip code:
17271 homeowners insurance rates

Home Replacement Cost Coverage in 17271

Average Building Cost Per Square Foot in 17271: $136

Location: Willow Hill, Pennsylvania (Franklin County)

Average Square Footage in 17271: 1,340 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17271 before you start any project. Willow Hill homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17271 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17271 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,340 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Willow Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,340$182,200
Additional Upgrades & Added Features$1701,340$227,750
Major Home Updates or Advancements$2041,340$273,300

It's important to understand that when you estimate your replacement cost of your home in the 17271 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17271

Best Home & Auto Insurance Agencies in 17271

Housing Demographics for 17271

Population Review for 17271 Zip Code

For the city of Willow Hill, the population within 17271 has increased to over 435 residents in population size. The current population total is 552. We have broken down the population based on race below. In 17271, there are over 281 in male population and 271 females.

PopulationValues
Total Population552
White Population531
Black Population3
Hispanic Population10
Asian Population2
Hawaiian Population0
Indian Population0
Other Population1
Male Population281
Female Population271
Population Estimate435

Household Data for 17271

The average number of homes in 17271 is around 185, there are an average of 2.98 per household. The average house value according to local real estate values is around $182,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode185
Persons Per Household2.98
Average House Value$182,200
Income Per Household$80109
Median Age43.1
Median Age Male43.9
Median Age Female41.5
17271 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717
CityWillow Hill
City Alias NameWILLOW HILL
CountyFranklin
County FIPS055
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA548
CBSA16540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameChambersburg, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees28
Business First Quarter Payroll258
Business Annual Payroll1151
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population149618
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential146
Delivery Business1
Delivery Total2161
Preferred Last Line KeyX1C049
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyX1C049
Land Area12.724000
Water Area0.000000
City Alias Code
City Mixed CaseWillow Hill
City Alias Mixed CaseWillow Hill
Box Count42
SFDU146
MFDU0
State ANSI42
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number419292
Unique ZIP Name
SSA State County Code39350
Medicare CBSA Code16540
Medicare CBSA NameChambersburg-Waynesboro, PA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFranklin

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]