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Find the lowest Homeowners Insurance Rates in 17302

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 17302, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Airville, PA from a list of top tier nationwide insurers.

Our Pennsylvania licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 17302 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 17302

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Airville, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

17302 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Airville we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 17302, homeowners are seeing rates around 736 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 17302!

17302 Home Insurance Average Premiums

Local 17302 homeowners insurance quotes comparison

$486 /yr.

Shows Zip Code: 17302 lowest rates with discounts applied on average.

For the 17302, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$486 /yr.
Average Coverage:$736 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1036 /yr.

What is the average home insurance cost for a home in 17302?

  • • The average homeowners insurance premium paid annually for a home in 17302 is around $736 per year.

What does it cost on average per month for home insurance in 17302?

  • • Homeowners in 17302 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 17302?

  • • Autoowners in 17302 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Airville area, check out other zip codes nearby 17302.
Review average rates in another zip code:
17302 homeowners insurance rates

Home Replacement Cost Coverage in 17302

Average Building Cost Per Square Foot in 17302: $136

Location: Airville, Pennsylvania (York County)

Average Square Footage in 17302: 1,636 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17302 before you start any project. Airville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17302 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17302 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,636 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Airville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,636$222,500
Additional Upgrades & Added Features$1701,636$278,125
Major Home Updates or Advancements$2041,636$333,750

It's important to understand that when you estimate your replacement cost of your home in the 17302 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17302

Best Home & Auto Insurance Agencies in 17302

Sebring, Scott - State Farm Insurance Agent

Address: 5027 Carea Rd 4, Marshall, MD 17302
Phone:
Website:
Info:

Housing Demographics for 17302

Population Review for 17302 Zip Code

For the city of Airville, the population within 17302 has increased to over 3,434 residents in population size. The current population total is 3,205. We have broken down the population based on race below. In 17302, there are over 1659 in male population and 1546 females.

PopulationValues
Total Population3,205
White Population2996
Black Population20
Hispanic Population46
Asian Population24
Hawaiian Population1
Indian Population9
Other Population16
Male Population1659
Female Population1546
Population Estimate3434

Household Data for 17302

The average number of homes in 17302 is around 1,124, there are an average of 2.85 per household. The average house value according to local real estate values is around $222,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,124
Persons Per Household2.85
Average House Value$222,500
Income Per Household$64338
Median Age38.8
Median Age Male39.0
Median Age Female38.7
17302 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code223/717
CityAirville
City Alias NameAIRVILLE
CountyYork
County FIPS133
State FIPS42
Time Zone5
Day Light SavingY
MSA9280
PMSA
CSA276
CBSA49620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYork-Hanover, PA
MSA_NameYork, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses28
Number Of Employees87
Business First Quarter Payroll541
Business Annual Payroll2706
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population434972
CBSA Division Population0
Congressional District11
Congressional LandArea3356.48
Delivery Residential1205
Delivery Business15
Delivery Total1419
Preferred Last Line KeyX16900
Classification Code
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX16900
Land Area40.296000
Water Area0.137000
City Alias Code
City Mixed CaseAirville
City Alias Mixed CaseAirville
Box Count9
SFDU1205
MFDU0
State ANSI42
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number410064
Unique ZIP Name
SSA State County Code39800
Medicare CBSA Code49620
Medicare CBSA NameYork-Hanover, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseYork

Pennsylvania Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

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  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]