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Quickly Revew Homeowners Insurance in 17306

If you own a home in Bendersville, PA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 17306 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Pennsylvania licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 17306 and start comparing rates now.

17306 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 17306 is $706 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 17306 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bendersville, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

17306 Home Insurance Average Premiums

Local 17306 homeowners insurance quotes comparison

$456 /yr.

Shows Zip Code: 17306 lowest rates with discounts applied on average.

For the 17306, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$456 /yr.
Average Coverage:$706 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1006 /yr.

What is the average home insurance cost for a home in 17306?

  • • The average homeowners insurance premium paid annually for a home in 17306 is around $706 per year.

What does it cost on average per month for home insurance in 17306?

  • • Homeowners in 17306 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 17306?

  • • Autoowners in 17306 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bendersville area, check out other zip codes nearby 17306.
Review average rates in another zip code:
17306 homeowners insurance rates

Home Replacement Cost Coverage in 17306

Average Building Cost Per Square Foot in 17306: $136

Location: Bendersville, Pennsylvania (Adams County)

Average Square Footage in 17306: 1,176 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17306 before you start any project. Bendersville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17306 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17306 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,176 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bendersville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,176$160,000
Additional Upgrades & Added Features$1701,176$200,000
Major Home Updates or Advancements$2041,176$240,000

It's important to understand that when you estimate your replacement cost of your home in the 17306 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17306

Best Home & Auto Insurance Agencies in 17306

Housing Demographics for 17306

Population Review for 17306 Zip Code

For the city of Bendersville, the population within 17306 has increased to over 0 residents in population size. The current population total is 565. We have broken down the population based on race below. In 17306, there are over 283 in male population and 282 females.

PopulationValues
Total Population565
White Population366
Black Population7
Hispanic Population203
Asian Population0
Hawaiian Population0
Indian Population2
Other Population104
Male Population283
Female Population282
Population Estimate0

Household Data for 17306

The average number of homes in 17306 is around 187, there are an average of 3.02 per household. The average house value according to local real estate values is around $160,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode187
Persons Per Household3.02
Average House Value$160,000
Income Per Household$84886
Median Age32.1
Median Age Male30.3
Median Age Female34.1
17306 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code717/223
CityBendersville
City Alias NameBENDERSVILLE
CountyAdams
County FIPS001
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA276
CBSA23900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGettysburg, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees17
Business First Quarter Payroll123
Business Annual Payroll545
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population101407
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential0
Delivery Business0
Delivery Total261
Preferred Last Line KeyX17168
Classification CodeP
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX17168
Land Area0.244000
Water Area0.000000
City Alias Code
City Mixed CaseBendersville
City Alias Mixed CaseBendersville
Box Count213
SFDU0
MFDU0
State ANSI42
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number410576
Unique ZIP Name
SSA State County Code39000
Medicare CBSA Code23900
Medicare CBSA NameGettysburg, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseAdams

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]