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Are you paying too much for homeowners insurance in 17309? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Brogue, PA that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Pennsylvania licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 17309?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 17309 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 17309 and get ready to save.

3 Easy Ways To Save Money In 17309

These three links will help you explore home insurance quotes in 17309 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 17309 Home Insurance Costs Rated: very low!

The average price for a homeowners insurance policy in Brogue is roughly $764. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

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17309 Home Insurance Average Premiums

Local 17309 homeowners insurance quotes comparison

$514 /yr.

Shows Zip Code: 17309 lowest rates with discounts applied on average.

For the 17309, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$514 /yr.
Average Coverage:$764 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1064 /yr.

What is the average home insurance cost for a home in 17309?

  • • The average homeowners insurance premium paid annually for a home in 17309 is around $764 per year.

What does it cost on average per month for home insurance in 17309?

  • • Homeowners in 17309 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 17309?

  • • Autoowners in 17309 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brogue area, check out other zip codes nearby 17309.
Review average rates in another zip code:
17309 homeowners insurance rates

Home Replacement Cost Coverage in 17309

Average Building Cost Per Square Foot in 17309: $136

Location: Brogue, Pennsylvania (York County)

Average Square Footage in 17309: 1,456 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17309 before you start any project. Brogue homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17309 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17309 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,456 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brogue area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,456$198,000
Additional Upgrades & Added Features$1701,456$247,500
Major Home Updates or Advancements$2041,456$297,000

It's important to understand that when you estimate your replacement cost of your home in the 17309 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17309

Best Home & Auto Insurance Agencies in 17309

Housing Demographics for 17309

Population Review for 17309 Zip Code

For the city of Brogue, the population within 17309 has increased to over 2,185 residents in population size. The current population total is 2,065. We have broken down the population based on race below. In 17309, there are over 1051 in male population and 1014 females.

PopulationValues
Total Population2,065
White Population1982
Black Population4
Hispanic Population16
Asian Population7
Hawaiian Population2
Indian Population1
Other Population7
Male Population1051
Female Population1014
Population Estimate2185

Household Data for 17309

The average number of homes in 17309 is around 781, there are an average of 2.64 per household. The average house value according to local real estate values is around $198,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode781
Persons Per Household2.64
Average House Value$198,000
Income Per Household$82321
Median Age46.4
Median Age Male46.2
Median Age Female46.6
17309 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code223/717
CityBrogue
City Alias NameBROGUE
CountyYork
County FIPS133
State FIPS42
Time Zone5
Day Light SavingY
MSA9280
PMSA
CSA276
CBSA49620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYork-Hanover, PA
MSA_NameYork, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses33
Number Of Employees203
Business First Quarter Payroll1521
Business Annual Payroll6875
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population434972
CBSA Division Population0
Congressional District11
Congressional LandArea3356.48
Delivery Residential828
Delivery Business30
Delivery Total893
Preferred Last Line KeyX17376
Classification Code
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX17376
Land Area22.768000
Water Area0.000000
City Alias Code
City Mixed CaseBrogue
City Alias Mixed CaseBrogue
Box Count29
SFDU808
MFDU0
State ANSI42
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number410944
Unique ZIP Name
SSA State County Code39800
Medicare CBSA Code49620
Medicare CBSA NameYork-Hanover, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseYork

Pennsylvania Homeowners Insurance News & Information

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