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17317 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 17317? Our rates are very competitive for homeowners living in East Prospect, PA. Many homeowners based out of your 17317 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 17317 should appear in the zip code field ready to go. For East Prospect, PA Home Insurance Rate Quotes click to review the best rates and service online!

17317 Average Premium is Rated: Very Low!

Homeowners living in 17317 can easily save up to 40% off the average home insurance premium of $725 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in East Prospect that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 17317 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 17317!

17317 Home Insurance Average Premiums

Local 17317 homeowners insurance quotes comparison

$475 /yr.

Shows Zip Code: 17317 lowest rates with discounts applied on average.

For the 17317, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$475 /yr.
Average Coverage:$725 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1025 /yr.

What is the average home insurance cost for a home in 17317?

  • • The average homeowners insurance premium paid annually for a home in 17317 is around $725 per year.

What does it cost on average per month for home insurance in 17317?

  • • Homeowners in 17317 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 17317?

  • • Autoowners in 17317 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the East Prospect area, check out other zip codes nearby 17317.
Review average rates in another zip code:
17317 homeowners insurance rates

Home Replacement Cost Coverage in 17317

Average Building Cost Per Square Foot in 17317: $136

Location: East Prospect, Pennsylvania (York County)

Average Square Footage in 17317: 1,074 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17317 before you start any project. East Prospect homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17317 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17317 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,074 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the East Prospect area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,074$146,100
Additional Upgrades & Added Features$1701,074$182,625
Major Home Updates or Advancements$2041,074$219,150

It's important to understand that when you estimate your replacement cost of your home in the 17317 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17317

Best Home & Auto Insurance Agencies in 17317

Housing Demographics for 17317

Population Review for 17317 Zip Code

For the city of East Prospect, the population within 17317 has increased to over 0 residents in population size. The current population total is 528. We have broken down the population based on race below. In 17317, there are over 297 in male population and 231 females.

PopulationValues
Total Population528
White Population487
Black Population11
Hispanic Population22
Asian Population1
Hawaiian Population0
Indian Population1
Other Population8
Male Population297
Female Population231
Population Estimate0

Household Data for 17317

The average number of homes in 17317 is around 186, there are an average of 2.84 per household. The average house value according to local real estate values is around $146,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode186
Persons Per Household2.84
Average House Value$146,100
Income Per Household$74615
Median Age35.0
Median Age Male38.2
Median Age Female34.4
17317 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code717/223
CityEast Prospect
City Alias NameEAST PROSPECT
CountyYork
County FIPS133
State FIPS42
Time Zone5
Day Light SavingY
MSA9280
PMSA
CSA276
CBSA49620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYork-Hanover, PA
MSA_NameYork, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees8
Business First Quarter Payroll41
Business Annual Payroll175
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population434972
CBSA Division Population0
Congressional District11
Congressional LandArea3356.48
Delivery Residential0
Delivery Business0
Delivery Total349
Preferred Last Line KeyX18133
Classification CodeP
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX18133
Land Area0.193000
Water Area0.000000
City Alias Code
City Mixed CaseEast Prospect
City Alias Mixed CaseEast Prospect
Box Count141
SFDU0
MFDU0
State ANSI42
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number412280
Unique ZIP Name
SSA State County Code39800
Medicare CBSA Code49620
Medicare CBSA NameYork-Hanover, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseYork

Pennsylvania Homeowners Insurance News & Information

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  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]