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Homeowners Insurance coverage in 17347

If you are a homeowner in 17347 or Mount Wolf, PA you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Mount Wolf.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 17347.

Learn more about our homeowners insurance shopping service by selecting the best Mount Wolf, PA Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 17347?

Residents of Mount Wolf have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Pennsylvania? While Pennsylvania is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Pennsylvania comes in at 41 in the country for homeowners insurance premiums.

If you are living in 17347 zipcode, expect to pay around $709 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Mount Wolf does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

17347 Home Insurance Average Premiums

Local 17347 homeowners insurance quotes comparison

$459 /yr.

Shows Zip Code: 17347 lowest rates with discounts applied on average.

For the 17347, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$459 /yr.
Average Coverage:$709 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1009 /yr.

What is the average home insurance cost for a home in 17347?

  • • The average homeowners insurance premium paid annually for a home in 17347 is around $709 per year.

What does it cost on average per month for home insurance in 17347?

  • • Homeowners in 17347 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 17347?

  • • Autoowners in 17347 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mount Wolf area, check out other zip codes nearby 17347.
Review average rates in another zip code:
17347 homeowners insurance rates

Home Replacement Cost Coverage in 17347

Average Building Cost Per Square Foot in 17347: $136

Location: Mount Wolf, Pennsylvania (York County)

Average Square Footage in 17347: 1,350 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17347 before you start any project. Mount Wolf homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17347 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17347 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,350 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mount Wolf area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,350$183,600
Additional Upgrades & Added Features$1701,350$229,500
Major Home Updates or Advancements$2041,350$275,400

It's important to understand that when you estimate your replacement cost of your home in the 17347 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17347

Best Home & Auto Insurance Agencies in 17347

Housing Demographics for 17347

Population Review for 17347 Zip Code

For the city of Mount Wolf, the population within 17347 has increased to over 5,461 residents in population size. The current population total is 6,578. We have broken down the population based on race below. In 17347, there are over 3277 in male population and 3301 females.

PopulationValues
Total Population6,578
White Population5855
Black Population233
Hispanic Population323
Asian Population54
Hawaiian Population5
Indian Population17
Other Population112
Male Population3277
Female Population3301
Population Estimate5461

Household Data for 17347

The average number of homes in 17347 is around 2,396, there are an average of 2.75 per household. The average house value according to local real estate values is around $183,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,396
Persons Per Household2.75
Average House Value$183,600
Income Per Household$83826
Median Age39.6
Median Age Male38.1
Median Age Female41.1
17347 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityMount Wolf
City Alias NameMOUNT WOLF
CountyYork
County FIPS133
State FIPS42
Time Zone5
Day Light SavingY
MSA9280
PMSA
CSA276
CBSA49620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYork-Hanover, PA
MSA_NameYork, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses48
Number Of Employees610
Business First Quarter Payroll8708
Business Annual Payroll35874
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population434972
CBSA Division Population0
Congressional District10|11
Congressional LandArea8378.06|3356.48
Delivery Residential1986
Delivery Business18
Delivery Total3328
Preferred Last Line KeyX19984
Classification Code
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX19984
Land Area12.689000
Water Area0.121000
City Alias Code
City Mixed CaseMount Wolf
City Alias Mixed CaseMount Wolf
Box Count580
SFDU1681
MFDU234
State ANSI42
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number415708
Unique ZIP Name
SSA State County Code39800
Medicare CBSA Code49620
Medicare CBSA NameYork-Hanover, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseYork

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]