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Find the Best Home Insurance Rates in 17355

Shopping for homeowners insurance in 17355 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Railroad, PA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Pennsylvania licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 17355 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 17355

Find Railroad, PA Homeowners Insurance Quotes to review the best coverage options in your area.

17355 Home Insurance Rating is: very low!

In 17355 the average premium is $776. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 17355, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 17355!

17355 Home Insurance Average Premiums

Local 17355 homeowners insurance quotes comparison

$526 /yr.

Shows Zip Code: 17355 lowest rates with discounts applied on average.

For the 17355, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$526 /yr.
Average Coverage:$776 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1076 /yr.

What is the average home insurance cost for a home in 17355?

  • • The average homeowners insurance premium paid annually for a home in 17355 is around $776 per year.

What does it cost on average per month for home insurance in 17355?

  • • Homeowners in 17355 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 17355?

  • • Autoowners in 17355 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Railroad area, check out other zip codes nearby 17355.
Review average rates in another zip code:
17355 homeowners insurance rates

Home Replacement Cost Coverage in 17355

Average Building Cost Per Square Foot in 17355: $136

Location: Railroad, Pennsylvania (York County)

Average Square Footage in 17355: 1,724 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17355 before you start any project. Railroad homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17355 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17355 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,724 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Railroad area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,724$234,400
Additional Upgrades & Added Features$1701,724$293,000
Major Home Updates or Advancements$2041,724$351,600

It's important to understand that when you estimate your replacement cost of your home in the 17355 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17355

Best Home & Auto Insurance Agencies in 17355

Housing Demographics for 17355

Population Review for 17355 Zip Code

For the city of Railroad, the population within 17355 has increased to over 0 residents in population size. The current population total is 249. We have broken down the population based on race below. In 17355, there are over 136 in male population and 113 females.

PopulationValues
Total Population249
White Population228
Black Population0
Hispanic Population8
Asian Population3
Hawaiian Population1
Indian Population0
Other Population5
Male Population136
Female Population113
Population Estimate0

Household Data for 17355

The average number of homes in 17355 is around 105, there are an average of 2.37 per household. The average house value according to local real estate values is around $234,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode105
Persons Per Household2.37
Average House Value$234,400
Income Per Household$60833
Median Age43.8
Median Age Male42.5
Median Age Female44.8
17355 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code717/223
CityRailroad
City Alias NameRAILROAD
CountyYork
County FIPS133
State FIPS42
Time Zone5
Day Light SavingY
MSA9280
PMSA
CSA276
CBSA49620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYork-Hanover, PA
MSA_NameYork, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population434972
CBSA Division Population0
Congressional District11
Congressional LandArea3356.48
Delivery Residential0
Delivery Business0
Delivery Total63
Preferred Last Line KeyX1A685
Classification CodeP
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX1A685
Land Area0.616000
Water Area0.000000
City Alias Code
City Mixed CaseRailroad
City Alias Mixed CaseRailroad
Box Count55
SFDU0
MFDU0
State ANSI42
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number416892
Unique ZIP Name
SSA State County Code39800
Medicare CBSA Code49620
Medicare CBSA NameYork-Hanover, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseYork

Pennsylvania Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]