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Check Out 17362 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Spring Grove, PA.

We will gather some basic information about your home in Spring Grove, PA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Pennsylvania licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 17362 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 17362

We have pulled together a variety of data related to homeowners insurance in Pennsylvania. Simply click on one of the links below to learn about the average cost of homeowners insurance in Pennsylvania as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Spring Grove, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

17362 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 17362 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Pennsylvania is roughly $724. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 17362 homeowners insurance policy!

17362 Home Insurance Average Premiums

Local 17362 homeowners insurance quotes comparison

$474 /yr.

Shows Zip Code: 17362 lowest rates with discounts applied on average.

For the 17362, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$474 /yr.
Average Coverage:$724 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1024 /yr.

What is the average home insurance cost for a home in 17362?

  • • The average homeowners insurance premium paid annually for a home in 17362 is around $724 per year.

What does it cost on average per month for home insurance in 17362?

  • • Homeowners in 17362 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 17362?

  • • Autoowners in 17362 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Spring Grove area, check out other zip codes nearby 17362.
Review average rates in another zip code:
17362 homeowners insurance rates

Home Replacement Cost Coverage in 17362

Average Building Cost Per Square Foot in 17362: $136

Location: Spring Grove, Pennsylvania (York County)

Average Square Footage in 17362: 1,610 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17362 before you start any project. Spring Grove homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17362 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17362 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,610 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Spring Grove area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,610$218,900
Additional Upgrades & Added Features$1701,610$273,625
Major Home Updates or Advancements$2041,610$328,350

It's important to understand that when you estimate your replacement cost of your home in the 17362 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17362

Apple Family Ins Agency

Address: Synder Mill Road Rd 2 Box 2466 Spring Grove, PA 17362
Phone: (717)229-0789
Website:

Best Home & Auto Insurance Agencies in 17362

Allstate Insurance Company - Robert Curlen

Address: 245 N Main St Spring Grove, PA 17362
Phone:
Website: http://www.allstate.com/
Info:

Nationwide Insurance

Address: 31 W Hanover St, #1 Spring Grove, PA 17362
Phone:
Website:
Info:

Apple Family Ins Agency

Address: Synder Mill Road Rd 2 Box 2466 Spring Grove, PA 17362
Phone:
Website:
Info:

Housing Demographics for 17362

Population Review for 17362 Zip Code

For the city of Spring Grove, the population within 17362 has increased to over 14,368 residents in population size. The current population total is 13,935. We have broken down the population based on race below. In 17362, there are over 7175 in male population and 6760 females.

PopulationValues
Total Population13,935
White Population12783
Black Population266
Hispanic Population481
Asian Population80
Hawaiian Population4
Indian Population35
Other Population165
Male Population7175
Female Population6760
Population Estimate14368

Household Data for 17362

The average number of homes in 17362 is around 5,376, there are an average of 2.58 per household. The average house value according to local real estate values is around $218,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,376
Persons Per Household2.58
Average House Value$218,900
Income Per Household$83663
Median Age44.7
Median Age Male43.2
Median Age Female45.9
17362 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CitySpring Grove
City Alias NameSPRING GROVE
CountyYork
County FIPS133
State FIPS42
Time Zone5
Day Light SavingY
MSA9280
PMSA
CSA276
CBSA49620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYork-Hanover, PA
MSA_NameYork, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses184
Number Of Employees2259
Business First Quarter Payroll16730
Business Annual Payroll114858
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population434972
CBSA Division Population0
Congressional District10|11
Congressional LandArea8378.06|3356.48
Delivery Residential5569
Delivery Business150
Delivery Total6298
Preferred Last Line KeyX1B189
Classification Code
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX1B189
Land Area49.077000
Water Area1.434000
City Alias Code
City Mixed CaseSpring Grove
City Alias Mixed CaseSpring Grove
Box Count64
SFDU5293
MFDU96
State ANSI42
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number418020
Unique ZIP Name
SSA State County Code39800
Medicare CBSA Code49620
Medicare CBSA NameYork-Hanover, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseYork

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]