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Compare 17502 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Bainbridge just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,031 neighbors looking to save on their home insurance policy in the local 17502 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 17502. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Bainbridge, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Bainbridge, PA

17502 Home Insurance Average Premiums

Local 17502 homeowners insurance quotes comparison

$437 /yr.

Shows Zip Code: 17502 lowest rates with discounts applied on average.

For the 17502, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$437 /yr.
Average Coverage:$687 /yr.
2600 sq. ft. or higher
(all discounts applied)
$987 /yr.

What is the average home insurance cost for a home in 17502?

  • • The average homeowners insurance premium paid annually for a home in 17502 is around $687 per year.

What does it cost on average per month for home insurance in 17502?

  • • Homeowners in 17502 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 17502?

  • • Autoowners in 17502 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bainbridge area, check out other zip codes nearby 17502.
Review average rates in another zip code:
17502 homeowners insurance rates

Home Replacement Cost Coverage in 17502

Average Building Cost Per Square Foot in 17502: $136

Location: Bainbridge, Pennsylvania (Lancaster County)

Average Square Footage in 17502: 1,309 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17502 before you start any project. Bainbridge homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17502 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17502 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,309 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bainbridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,309$178,000
Additional Upgrades & Added Features$1701,309$222,500
Major Home Updates or Advancements$2041,309$267,000

It's important to understand that when you estimate your replacement cost of your home in the 17502 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17502

Best Home & Auto Insurance Agencies in 17502

Housing Demographics for 17502

Population Review for 17502 Zip Code

For the city of Bainbridge, the population within 17502 has increased to over 1,957 residents in population size. The current population total is 2,704. We have broken down the population based on race below. In 17502, there are over 1371 in male population and 1333 females.

PopulationValues
Total Population2,704
White Population2507
Black Population28
Hispanic Population101
Asian Population2
Hawaiian Population0
Indian Population9
Other Population37
Male Population1371
Female Population1333
Population Estimate1957

Household Data for 17502

The average number of homes in 17502 is around 1,031, there are an average of 2.62 per household. The average house value according to local real estate values is around $178,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,031
Persons Per Household2.62
Average House Value$178,000
Income Per Household$70000
Median Age39.7
Median Age Male38.6
Median Age Female41.1
17502 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityBainbridge
City Alias NameBAINBRIDGE
CountyLancaster
County FIPS071
State FIPS42
Time Zone5
Day Light SavingY
MSA4000
PMSA
CSA
CBSA29540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLancaster, PA
MSA_NameLancaster, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses46
Number Of Employees358
Business First Quarter Payroll4740
Business Annual Payroll23163
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population519445
CBSA Division Population0
Congressional District11
Congressional LandArea3356.48
Delivery Residential747
Delivery Business14
Delivery Total1484
Preferred Last Line KeyX17056
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX17056
Land Area10.671000
Water Area3.858000
City Alias Code
City Mixed CaseBainbridge
City Alias Mixed CaseBainbridge
Box Count298
SFDU631
MFDU0
State ANSI42
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number410392
Unique ZIP Name
SSA State County Code39440
Medicare CBSA Code29540
Medicare CBSA NameLancaster, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseLancaster

Pennsylvania Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]