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17508, PA Homeowners Insurance Rates

With a population size of 1,020 and with 371 occupied homes in the 17508 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Brownstown, PA are around $675 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Brownstown, Pennsylvania. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Pennsylvania home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Brownstown, PA.

For Pennsylvania home insurance information, including average Brownstown home insurance rates, coverage options or the different homeowners insurance types, please select Brownstown, PA Home Insurance Quotes Now!

17508 Home Insurance Average Premiums

Local 17508 homeowners insurance quotes comparison

$425 /yr.

Shows Zip Code: 17508 lowest rates with discounts applied on average.

For the 17508, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$425 /yr.
Average Coverage:$675 /yr.
2600 sq. ft. or higher
(all discounts applied)
$975 /yr.

What is the average home insurance cost for a home in 17508?

  • • The average homeowners insurance premium paid annually for a home in 17508 is around $675 per year.

What does it cost on average per month for home insurance in 17508?

  • • Homeowners in 17508 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 17508?

  • • Autoowners in 17508 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brownstown area, check out other zip codes nearby 17508.
Review average rates in another zip code:
17508 homeowners insurance rates

Home Replacement Cost Coverage in 17508

Average Building Cost Per Square Foot in 17508: $136

Location: Brownstown, Pennsylvania (Lancaster County)

Average Square Footage in 17508: 1,801 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17508 before you start any project. Brownstown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17508 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17508 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,801 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brownstown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,801$244,900
Additional Upgrades & Added Features$1701,801$306,125
Major Home Updates or Advancements$2041,801$367,350

It's important to understand that when you estimate your replacement cost of your home in the 17508 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17508

Best Home & Auto Insurance Agencies in 17508

Housing Demographics for 17508

Population Review for 17508 Zip Code

For the city of Brownstown, the population within 17508 has increased to over 0 residents in population size. The current population total is 1,020. We have broken down the population based on race below. In 17508, there are over 510 in male population and 510 females.

PopulationValues
Total Population1,020
White Population904
Black Population7
Hispanic Population56
Asian Population32
Hawaiian Population1
Indian Population0
Other Population19
Male Population510
Female Population510
Population Estimate0

Household Data for 17508

The average number of homes in 17508 is around 371, there are an average of 2.74 per household. The average house value according to local real estate values is around $244,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode371
Persons Per Household2.74
Average House Value$244,900
Income Per Household$107273
Median Age39.6
Median Age Male37.0
Median Age Female48.5
17508 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code717/223
CityBrownstown
City Alias NameBROWNSTOWN
CountyLancaster
County FIPS071
State FIPS42
Time Zone5
Day Light SavingY
MSA4000
PMSA
CSA
CBSA29540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLancaster, PA
MSA_NameLancaster, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses31
Number Of Employees542
Business First Quarter Payroll7662
Business Annual Payroll38781
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population519445
CBSA Division Population0
Congressional District11
Congressional LandArea3356.48
Delivery Residential0
Delivery Business0
Delivery Total458
Preferred Last Line KeyX17398
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX17398
Land Area0.284000
Water Area0.000000
City Alias Code
City Mixed CaseBrownstown
City Alias Mixed CaseBrownstown
Box Count386
SFDU0
MFDU0
State ANSI42
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number410968
Unique ZIP Name
SSA State County Code39440
Medicare CBSA Code29540
Medicare CBSA NameLancaster, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseLancaster

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]