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17536 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 17536 zip code it's important to know that our rates are very competitive for homeowners living in Kirkwood, PA. Many homeowners based out of your 17536 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 17536 should appear in the zip code field ready to go. For Kirkwood, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.

17536: Average Home Insurance Rates

For homeowners living in the great city of Kirkwood, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $797 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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17536 Home Insurance Average Premiums

Local 17536 homeowners insurance quotes comparison

$547 /yr.

Shows Zip Code: 17536 lowest rates with discounts applied on average.

For the 17536, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$547 /yr.
Average Coverage:$797 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1097 /yr.

What is the average home insurance cost for a home in 17536?

  • • The average homeowners insurance premium paid annually for a home in 17536 is around $797 per year.

What does it cost on average per month for home insurance in 17536?

  • • Homeowners in 17536 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 17536?

  • • Autoowners in 17536 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kirkwood area, check out other zip codes nearby 17536.
Review average rates in another zip code:
17536 homeowners insurance rates

Home Replacement Cost Coverage in 17536

Average Building Cost Per Square Foot in 17536: $136

Location: Kirkwood, Pennsylvania (Lancaster County)

Average Square Footage in 17536: 2,126 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17536 before you start any project. Kirkwood homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17536 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17536 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,126 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kirkwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,126$289,100
Additional Upgrades & Added Features$1702,126$361,375
Major Home Updates or Advancements$2042,126$433,650

It's important to understand that when you estimate your replacement cost of your home in the 17536 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17536

Best Home & Auto Insurance Agencies in 17536

Housing Demographics for 17536

Population Review for 17536 Zip Code

For the city of Kirkwood, the population within 17536 has increased to over 2,930 residents in population size. The current population total is 2,841. We have broken down the population based on race below. In 17536, there are over 1438 in male population and 1403 females.

PopulationValues
Total Population2,841
White Population2702
Black Population14
Hispanic Population66
Asian Population11
Hawaiian Population0
Indian Population10
Other Population31
Male Population1438
Female Population1403
Population Estimate2930

Household Data for 17536

The average number of homes in 17536 is around 884, there are an average of 3.21 per household. The average house value according to local real estate values is around $289,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode884
Persons Per Household3.21
Average House Value$289,100
Income Per Household$70208
Median Age32.5
Median Age Male31.4
Median Age Female33.5
17536 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityKirkwood
City Alias NameKIRKWOOD
CountyLancaster
County FIPS071
State FIPS42
Time Zone5
Day Light SavingY
MSA4000
PMSA
CSA
CBSA29540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLancaster, PA
MSA_NameLancaster, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses47
Number Of Employees289
Business First Quarter Payroll2421
Business Annual Payroll12058
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population519445
CBSA Division Population0
Congressional District11
Congressional LandArea3356.48
Delivery Residential913
Delivery Business24
Delivery Total1053
Preferred Last Line KeyX19182
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX19182
Land Area20.919000
Water Area0.747000
City Alias Code
City Mixed CaseKirkwood
City Alias Mixed CaseKirkwood
Box Count74
SFDU913
MFDU0
State ANSI42
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number414244
Unique ZIP Name
SSA State County Code39440
Medicare CBSA Code29540
Medicare CBSA NameLancaster, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseLancaster

Pennsylvania Homeowners Insurance News & Information

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