Get multiple home insurance quotes in 17545. Our licensed 17545, PA agents are ready to serve you.

Homeowners Insurance in 17545

In Manheim, PA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 17545 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 17545 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 17545 should appear in the zip code field ready to go.

17545 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Pennsylvania, you are going to see rates around the average home insurance premium per year of $715. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Manheim home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 17545 Home Insurance Rates Now!

Best 3 Options to Compare in 17545

If you want homeowners insurance quotes within the city of Manheim or in the 17545 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Manheim, PA.

17545 Home Insurance Average Premiums

Local 17545 homeowners insurance quotes comparison

$465 /yr.

Shows Zip Code: 17545 lowest rates with discounts applied on average.

For the 17545, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$465 /yr.
Average Coverage:$715 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1015 /yr.

What is the average home insurance cost for a home in 17545?

  • • The average homeowners insurance premium paid annually for a home in 17545 is around $715 per year.

What does it cost on average per month for home insurance in 17545?

  • • Homeowners in 17545 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 17545?

  • • Autoowners in 17545 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Manheim area, check out other zip codes nearby 17545.
Review average rates in another zip code:
17545 homeowners insurance rates

Home Replacement Cost Coverage in 17545

Average Building Cost Per Square Foot in 17545: $136

Location: Manheim, Pennsylvania (Lancaster County)

Average Square Footage in 17545: 1,590 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17545 before you start any project. Manheim homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17545 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17545 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,590 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Manheim area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,590$216,200
Additional Upgrades & Added Features$1701,590$270,250
Major Home Updates or Advancements$2041,590$324,300

It's important to understand that when you estimate your replacement cost of your home in the 17545 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17545

Best Home & Auto Insurance Agencies in 17545

Baron Insurance Group Incorporated

Address: 20 East High Street Manheim, PA 17545
Phone:
Website: http://www.lancaster.citysearch.com/profile/external/8791299/manheim_pa/baron_insurance_group_inc.html
Info:

Dickson- Julianne - State Farm Insurance Agent

Address: 14 Market Sq Manheim, PA 17545
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 17545

Population Review for 17545 Zip Code

For the city of Manheim, the population within 17545 has increased to over 22,516 residents in population size. The current population total is 22,718. We have broken down the population based on race below. In 17545, there are over 11271 in male population and 11447 females.

PopulationValues
Total Population22,718
White Population20772
Black Population296
Hispanic Population989
Asian Population319
Hawaiian Population10
Indian Population34
Other Population352
Male Population11271
Female Population11447
Population Estimate22516

Household Data for 17545

The average number of homes in 17545 is around 8,626, there are an average of 2.60 per household. The average house value according to local real estate values is around $216,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,626
Persons Per Household2.60
Average House Value$216,200
Income Per Household$71323
Median Age42.1
Median Age Male40.6
Median Age Female43.5
17545 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityManheim
City Alias NameMANHEIM
CountyLancaster
County FIPS071
State FIPS42
Time Zone5
Day Light SavingY
MSA4000
PMSA
CSA
CBSA29540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLancaster, PA
MSA_NameLancaster, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses653
Number Of Employees8157
Business First Quarter Payroll85995
Business Annual Payroll393353
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population519445
CBSA Division Population0
Congressional District09|11
Congressional LandArea5730.09|3356.48
Delivery Residential8660
Delivery Business565
Delivery Total12816
Preferred Last Line KeyX19592
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX19592
Land Area69.779000
Water Area0.434000
City Alias Code
City Mixed CaseManheim
City Alias Mixed CaseManheim
Box Count92
SFDU7457
MFDU100
State ANSI42
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415068
Unique ZIP Name
SSA State County Code39440
Medicare CBSA Code29540
Medicare CBSA NameLancaster, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseLancaster

Pennsylvania Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]