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17562 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 17562? There are over 1,372 occupied homes in the 17562 area. With a population size of 4,655, it's not uncommon for residence of Paradise, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $801 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 17562 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Paradise, PA Home Insurance Rate Quotes

17562 Home Insurance Average Premiums

Local 17562 homeowners insurance quotes comparison

$551 /yr.

Shows Zip Code: 17562 lowest rates with discounts applied on average.

For the 17562, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$551 /yr.
Average Coverage:$801 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1101 /yr.

What is the average home insurance cost for a home in 17562?

  • • The average homeowners insurance premium paid annually for a home in 17562 is around $801 per year.

What does it cost on average per month for home insurance in 17562?

  • • Homeowners in 17562 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 17562?

  • • Autoowners in 17562 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Paradise area, check out other zip codes nearby 17562.
Review average rates in another zip code:
17562 homeowners insurance rates

Home Replacement Cost Coverage in 17562

Average Building Cost Per Square Foot in 17562: $136

Location: Paradise, Pennsylvania (Lancaster County)

Average Square Footage in 17562: 2,136 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17562 before you start any project. Paradise homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17562 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17562 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,136 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Paradise area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,136$290,500
Additional Upgrades & Added Features$1702,136$363,125
Major Home Updates or Advancements$2042,136$435,750

It's important to understand that when you estimate your replacement cost of your home in the 17562 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17562

Best Home & Auto Insurance Agencies in 17562

Housing Demographics for 17562

Population Review for 17562 Zip Code

For the city of Paradise, the population within 17562 has increased to over 4,657 residents in population size. The current population total is 4,655. We have broken down the population based on race below. In 17562, there are over 2419 in male population and 2236 females.

PopulationValues
Total Population4,655
White Population4316
Black Population70
Hispanic Population206
Asian Population11
Hawaiian Population0
Indian Population8
Other Population105
Male Population2419
Female Population2236
Population Estimate4657

Household Data for 17562

The average number of homes in 17562 is around 1,372, there are an average of 3.39 per household. The average house value according to local real estate values is around $290,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,372
Persons Per Household3.39
Average House Value$290,500
Income Per Household$87682
Median Age28.7
Median Age Male28.4
Median Age Female29.0
17562 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityParadise
City Alias NamePARADISE
CountyLancaster
County FIPS071
State FIPS42
Time Zone5
Day Light SavingY
MSA4000
PMSA
CSA
CBSA29540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLancaster, PA
MSA_NameLancaster, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses155
Number Of Employees1446
Business First Quarter Payroll13349
Business Annual Payroll66042
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population519445
CBSA Division Population0
Congressional District11
Congressional LandArea3356.48
Delivery Residential1374
Delivery Business80
Delivery Total2094
Preferred Last Line KeyX1A378
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX1A378
Land Area17.201000
Water Area0.082000
City Alias Code
City Mixed CaseParadise
City Alias Mixed CaseParadise
Box Count104
SFDU1329
MFDU0
State ANSI42
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number416388
Unique ZIP Name
SSA State County Code39440
Medicare CBSA Code29540
Medicare CBSA NameLancaster, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseLancaster

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]