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Find the Best Home Insurance Rates in 17581

Shopping for homeowners insurance in 17581 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Terre Hill, PA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Pennsylvania licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 17581 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 17581

Find Terre Hill, PA Homeowners Insurance Quotes to review the best coverage options in your area.

17581 Home Insurance Rating is: very low!

In 17581 the average premium is $728. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 17581, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 17581!

17581 Home Insurance Average Premiums

Local 17581 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 17581 lowest rates with discounts applied on average.

For the 17581, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1028 /yr.

What is the average home insurance cost for a home in 17581?

  • • The average homeowners insurance premium paid annually for a home in 17581 is around $728 per year.

What does it cost on average per month for home insurance in 17581?

  • • Homeowners in 17581 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 17581?

  • • Autoowners in 17581 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Terre Hill area, check out other zip codes nearby 17581.
Review average rates in another zip code:
17581 homeowners insurance rates

Home Replacement Cost Coverage in 17581

Average Building Cost Per Square Foot in 17581: $136

Location: Terre Hill, Pennsylvania (Lancaster County)

Average Square Footage in 17581: 1,213 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17581 before you start any project. Terre Hill homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17581 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17581 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,213 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Terre Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,213$165,000
Additional Upgrades & Added Features$1701,213$206,250
Major Home Updates or Advancements$2041,213$247,500

It's important to understand that when you estimate your replacement cost of your home in the 17581 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17581

Best Home & Auto Insurance Agencies in 17581

Housing Demographics for 17581

Population Review for 17581 Zip Code

For the city of Terre Hill, the population within 17581 has increased to over 88 residents in population size. The current population total is 233. We have broken down the population based on race below. In 17581, there are over 128 in male population and 105 females.

PopulationValues
Total Population233
White Population230
Black Population0
Hispanic Population10
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population128
Female Population105
Population Estimate88

Household Data for 17581

The average number of homes in 17581 is around 84, there are an average of 2.77 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode84
Persons Per Household2.77
Average House Value$165,000
Income Per Household$250000
Median Age28.8
Median Age Male25.0
Median Age Female33.7
17581 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityTerre Hill
City Alias NameTERRE HILL
CountyLancaster
County FIPS071
State FIPS42
Time Zone5
Day Light SavingY
MSA4000
PMSA
CSA
CBSA29540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLancaster, PA
MSA_NameLancaster, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses26
Number Of Employees261
Business First Quarter Payroll3051
Business Annual Payroll12401
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population519445
CBSA Division Population0
Congressional District11
Congressional LandArea3356.48
Delivery Residential32
Delivery Business3
Delivery Total519
Preferred Last Line KeyX1B496
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX1B496
Land Area0.376000
Water Area0.001000
City Alias Code
City Mixed CaseTerre Hill
City Alias Mixed CaseTerre Hill
Box Count444
SFDU32
MFDU0
State ANSI42
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number418388
Unique ZIP Name
SSA State County Code39440
Medicare CBSA Code29540
Medicare CBSA NameLancaster, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseLancaster

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