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Check Out 17602 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Lancaster, PA.

We will gather some basic information about your home in Lancaster, PA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Pennsylvania licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 17602 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 17602

We have pulled together a variety of data related to homeowners insurance in Pennsylvania. Simply click on one of the links below to learn about the average cost of homeowners insurance in Pennsylvania as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lancaster, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

17602 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 17602 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Pennsylvania is roughly $770. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 17602 homeowners insurance policy!

17602 Home Insurance Average Premiums

Local 17602 homeowners insurance quotes comparison

$520 /yr.

Shows Zip Code: 17602 lowest rates with discounts applied on average.

For the 17602, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$520 /yr.
Average Coverage:$770 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1070 /yr.

What is the average home insurance cost for a home in 17602?

  • • The average homeowners insurance premium paid annually for a home in 17602 is around $770 per year.

What does it cost on average per month for home insurance in 17602?

  • • Homeowners in 17602 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 17602?

  • • Autoowners in 17602 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lancaster area, check out other zip codes nearby 17602.
Review average rates in another zip code:
17603 homeowners insurance rates
17602 homeowners insurance rates
17601 homeowners insurance rates
17606 homeowners insurance rates

Home Replacement Cost Coverage in 17602

Average Building Cost Per Square Foot in 17602: $136

Location: Lancaster, Pennsylvania (Lancaster County)

Average Square Footage in 17602: 1,467 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17602 before you start any project. Lancaster homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17602 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17602 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,467 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lancaster area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,467$199,500
Additional Upgrades & Added Features$1701,467$249,375
Major Home Updates or Advancements$2041,467$299,250

It's important to understand that when you estimate your replacement cost of your home in the 17602 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17602

Atlantic Insurance Agency

Address: 593 North Franklin St Lancaster, PA 17602
Phone: (717)393-1401
Website: www.lowest1.com

Best Home & Auto Insurance Agencies in 17602

Engle Hambright & Davies

Address: 115 E King St Lancaster, PA 17602
Phone:
Website:
Info:

David E Gebhard Associates

Address: 90 Willow Valley Sq Lancaster, PA 17602
Phone:
Website:
Info:

Wanner, Bill - State Farm Insurance Agent

Address: 1921 Lincoln Hwy E Lancaster, PA 17602
Phone:
Website: http://www.lancaster.citysearch.com/profile/external/8798444/lancaster_pa/wanner_bill_state_farm_insurance_agent.html
Info:

King Insurance Agency Inc

Address: 228 E Orange St Lancaster, PA 17602
Phone:
Website:
Info:

Housing Demographics for 17602

Population Review for 17602 Zip Code

For the city of Lancaster, the population within 17602 has increased to over 50,801 residents in population size. The current population total is 52,665. We have broken down the population based on race below. In 17602, there are over 25750 in male population and 26915 females.

PopulationValues
Total Population52,665
White Population30963
Black Population5661
Hispanic Population15676
Asian Population2023
Hawaiian Population24
Indian Population272
Other Population7722
Male Population25750
Female Population26915
Population Estimate50801

Household Data for 17602

The average number of homes in 17602 is around 19,639, there are an average of 2.57 per household. The average house value according to local real estate values is around $199,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,639
Persons Per Household2.57
Average House Value$199,500
Income Per Household$62776
Median Age37.1
Median Age Male35.8
Median Age Female38.4
17602 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityLancaster
City Alias NameLANCASTER
CountyLancaster
County FIPS071
State FIPS42
Time Zone5
Day Light SavingY
MSA4000
PMSA
CSA
CBSA29540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLancaster, PA
MSA_NameLancaster, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1135
Number Of Employees16604
Business First Quarter Payroll183200
Business Annual Payroll769521
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population519445
CBSA Division Population0
Congressional District11
Congressional LandArea3356.48
Delivery Residential19767
Delivery Business1369
Delivery Total25481
Preferred Last Line KeyX19268
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX19268
Land Area24.563000
Water Area0.413000
City Alias Code
City Mixed CaseLancaster
City Alias Mixed CaseLancaster
Box Count0
SFDU13691
MFDU2270
State ANSI42
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number414408
Unique ZIP Name
SSA State County Code39440
Medicare CBSA Code29540
Medicare CBSA NameLancaster, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseLancaster

Pennsylvania Homeowners Insurance News & Information

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