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17740 Home Insurance Rates & Premiums
Did you know there are over 12,371 people living within the 17740 zip code area? There are over 4,865 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:
- We will shop up to 12 home insurance companies for free.
- We will apply all discounts and credits to help you save up to 40% or more.
- We will answer any questions that you may.
- We will review the best policy and coverage option in 17740.
Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.
Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $689 a year for a standard homeowners insurance policy in Jersey Shore. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.
17740 Home Insurance Average Premiums
For the 17740, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $439 /yr. |
Average Coverage: | $689 /yr. |
2600 sq. ft. or higher (all discounts applied) | $989 /yr. |
What is the average home insurance cost for a home in 17740?
- • The average homeowners insurance premium paid annually for a home in 17740 is around $689 per year.
What does it cost on average per month for home insurance in 17740?
- • Homeowners in 17740 pay a monthly average cost per month around $57.00.
What kind of discount could I get if I combine my home and auto insurance together in 17740?
- • Autoowners in 17740 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Jersey Shore area, check out other zip codes nearby 17740.
Review average rates in another zip code:
17740 homeowners insurance rates
Home Replacement Cost Coverage in 17740
Average Building Cost Per Square Foot in 17740: $136
Location: Jersey Shore, Pennsylvania (Lycoming County)Average Square Footage in 17740: 1,149 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 17740 before you start any project. Jersey Shore homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17740 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 17740 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,149 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jersey Shore area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $136 | 1,149 | $156,200 |
Additional Upgrades & Added Features | $170 | 1,149 | $195,250 |
Major Home Updates or Advancements | $204 | 1,149 | $234,300 |
It's important to understand that when you estimate your replacement cost of your home in the 17740 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 17740
Best Home & Auto Insurance Agencies in 17740
James W Ferguson
Address: 1020 Allegheny Street Jersey Shore, PA 17740Phone:
Website: http://www.jwfergusoninsurance.com/
Info:
Cunningham- Charmaine R - State Farm Insurance Agent
Address: 105 Thomas St Jersey Shore, PA 17740Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
James A Ely Insurance Agcy Inc - State Farm Insurance Agent
Address: 328 Allegheny St Jersey Shore, PA 17740Phone:
Website:
Info:
Housing Demographics for 17740
Population Review for 17740 Zip Code
For the city of Jersey Shore, the population within 17740 has increased to over 13,560 residents in population size. The current population total is 12,371. We have broken down the population based on race below. In 17740, there are over 6156 in male population and 6215 females.
Population | Values |
---|---|
Total Population | 12,371 |
White Population | 11828 |
Black Population | 53 |
Hispanic Population | 100 |
Asian Population | 58 |
Hawaiian Population | 4 |
Indian Population | 4 |
Other Population | 28 |
Male Population | 6156 |
Female Population | 6215 |
Population Estimate | 13560 |
Household Data for 17740
The average number of homes in 17740 is around 4,865, there are an average of 2.52 per household. The average house value according to local real estate values is around $156,200. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 4,865 |
Persons Per Household | 2.52 |
Average House Value | $156,200 |
Income Per Household | $61384 |
Median Age | 42.2 |
Median Age Male | 41.7 |
Median Age Female | 42.8 |
17740 Details | Values |
---|---|
State | PA |
State Full Name | Pennsylvania |
City Type | P |
City Alias Abbreviation | |
Area Code | 570/272 |
City | Jersey Shore |
City Alias Name | JERSEY SHORE |
County | Lycoming |
County FIPS | 081 |
State FIPS | 42 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 9140 |
PMSA | |
CSA | 558 |
CBSA | 48700 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Williamsport, PA |
MSA_Name | Williamsport, PA MSA |
PMSA_Name | |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 225 |
Number Of Employees | 2589 |
Business First Quarter Payroll | 25895 |
Business Annual Payroll | 115954 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 116111 |
CBSA Division Population | 0 |
Congressional District | 15 |
Congressional LandArea | 1285.03 |
Delivery Residential | 5381 |
Delivery Business | 234 |
Delivery Total | 5820 |
Preferred Last Line Key | X19083 |
Classification Code | |
Multi-County | Y |
CSA Name | Williamsport-Lock Haven, PA |
CBSA_DIV_Name | |
City State Key | X19083 |
Land Area | 136.074000 |
Water Area | 2.058000 |
City Alias Code | |
City Mixed Case | Jersey Shore |
City Alias Mixed Case | Jersey Shore |
Box Count | 143 |
SFDU | 4940 |
MFDU | 141 |
State ANSI | 42 |
County ANSI | 081 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 414056 |
Unique ZIP Name | |
SSA State County Code | 39510 |
Medicare CBSA Code | 48700 |
Medicare CBSA Name | Williamsport, PA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 3 |
County Mixed Case | Lycoming |
Pennsylvania Homeowners Insurance News & Information
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2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
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What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]