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Homeowners Insurance coverage in 17749

If you are a homeowner in 17749 or Mc Ewensville, PA you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Mc Ewensville.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 17749.

Learn more about our homeowners insurance shopping service by selecting the best Mc Ewensville, PA Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 17749?

Residents of Mc Ewensville have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Pennsylvania? While Pennsylvania is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Pennsylvania comes in at 41 in the country for homeowners insurance premiums.

If you are living in 17749 zipcode, expect to pay around $706 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Mc Ewensville does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

17749 Home Insurance Average Premiums

Local 17749 homeowners insurance quotes comparison

$456 /yr.

Shows Zip Code: 17749 lowest rates with discounts applied on average.

For the 17749, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$456 /yr.
Average Coverage:$706 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1006 /yr.

What is the average home insurance cost for a home in 17749?

  • • The average homeowners insurance premium paid annually for a home in 17749 is around $706 per year.

What does it cost on average per month for home insurance in 17749?

  • • Homeowners in 17749 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 17749?

  • • Autoowners in 17749 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mc Ewensville area, check out other zip codes nearby 17749.
Review average rates in another zip code:
17749 homeowners insurance rates

Home Replacement Cost Coverage in 17749

Average Building Cost Per Square Foot in 17749: $136

Location: Mc Ewensville, Pennsylvania (Northumberland County)

Average Square Footage in 17749: 1,176 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17749 before you start any project. Mc Ewensville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17749 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17749 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,176 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mc Ewensville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,176$160,000
Additional Upgrades & Added Features$1701,176$200,000
Major Home Updates or Advancements$2041,176$240,000

It's important to understand that when you estimate your replacement cost of your home in the 17749 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17749

Best Home & Auto Insurance Agencies in 17749

Housing Demographics for 17749

Population Review for 17749 Zip Code

For the city of Mc Ewensville, the population within 17749 has increased to over 0 residents in population size. The current population total is 291. We have broken down the population based on race below. In 17749, there are over 142 in male population and 149 females.

PopulationValues
Total Population291
White Population282
Black Population1
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population142
Female Population149
Population Estimate0

Household Data for 17749

The average number of homes in 17749 is around 121, there are an average of 2.24 per household. The average house value according to local real estate values is around $160,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode121
Persons Per Household2.24
Average House Value$160,000
Income Per Household$50455
Median Age44.4
Median Age Male47.0
Median Age Female42.6
17749 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code570/272
CityMc Ewensville
City Alias NameMC EWENSVILLE
CountyNorthumberland
County FIPS097
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA146
CBSA44980
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSunbury, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population94528
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential0
Delivery Business0
Delivery Total72
Preferred Last Line KeyX19685
Classification CodeP
Multi-County
CSA NameBloomsburg-Berwick-Sunbury, PA
CBSA_DIV_Name
City State KeyX19685
Land Area0.334000
Water Area0.000000
City Alias Code
City Mixed CaseMc Ewensville
City Alias Mixed CaseMc Ewensville
Box Count66
SFDU0
MFDU0
State ANSI42
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number414952
Unique ZIP Name
SSA State County Code39600
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseNorthumberland

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]