Get multiple home insurance quotes in 17754. Our licensed 17754, PA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 17754

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 17754, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Montoursville, PA from a list of top tier nationwide insurers.

Our Pennsylvania licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 17754 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 17754

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Montoursville, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

17754 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Montoursville we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 17754, homeowners are seeing rates around 700 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 17754!

17754 Home Insurance Average Premiums

Local 17754 homeowners insurance quotes comparison

$450 /yr.

Shows Zip Code: 17754 lowest rates with discounts applied on average.

For the 17754, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$450 /yr.
Average Coverage:$700 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1000 /yr.

What is the average home insurance cost for a home in 17754?

  • • The average homeowners insurance premium paid annually for a home in 17754 is around $700 per year.

What does it cost on average per month for home insurance in 17754?

  • • Homeowners in 17754 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 17754?

  • • Autoowners in 17754 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Montoursville area, check out other zip codes nearby 17754.
Review average rates in another zip code:
17754 homeowners insurance rates

Home Replacement Cost Coverage in 17754

Average Building Cost Per Square Foot in 17754: $136

Location: Montoursville, Pennsylvania (Lycoming County)

Average Square Footage in 17754: 1,557 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17754 before you start any project. Montoursville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17754 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17754 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,557 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Montoursville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,557$211,700
Additional Upgrades & Added Features$1701,557$264,625
Major Home Updates or Advancements$2041,557$317,550

It's important to understand that when you estimate your replacement cost of your home in the 17754 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17754

Best Home & Auto Insurance Agencies in 17754

Liberty Mutual

Address: 999 N Loyalsock Ave Montoursville, PA 17754
Phone:
Website: http://www.national.citysearch.com/profile/external/8807511/montoursville_pa/liberty_mutual.html
Info:

David A Gardner - Nationwide Insurance

Address: 316 Broad St Montoursville, PA 17754
Phone:
Website:
Info:

Gardner- Eric L

Address: 368 Broad St Montoursville, PA 17754
Phone:
Website:
Info:

Charlesworth- William M

Address: 901 Broad St Montoursville, PA 17754
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company - Mark Tillson

Address: 4092 Lycoming Mall Dr Montoursville, PA 17754
Phone:
Website: http://www.allstate.com/
Info:

Housing Demographics for 17754

Population Review for 17754 Zip Code

For the city of Montoursville, the population within 17754 has increased to over 12,816 residents in population size. The current population total is 12,458. We have broken down the population based on race below. In 17754, there are over 6109 in male population and 6349 females.

PopulationValues
Total Population12,458
White Population11660
Black Population83
Hispanic Population172
Asian Population114
Hawaiian Population6
Indian Population24
Other Population70
Male Population6109
Female Population6349
Population Estimate12816

Household Data for 17754

The average number of homes in 17754 is around 5,162, there are an average of 2.35 per household. The average house value according to local real estate values is around $211,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,162
Persons Per Household2.35
Average House Value$211,700
Income Per Household$67156
Median Age47.2
Median Age Male45.5
Median Age Female49.0
17754 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570/272
CityMontoursville
City Alias NameMONTOURSVILLE
CountyLycoming
County FIPS081
State FIPS42
Time Zone5
Day Light SavingY
MSA9140
PMSA
CSA558
CBSA48700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWilliamsport, PA
MSA_NameWilliamsport, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses331
Number Of Employees5322
Business First Quarter Payroll53595
Business Annual Payroll260644
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population116111
CBSA Division Population0
Congressional District09|15
Congressional LandArea5730.09|1285.03
Delivery Residential5454
Delivery Business403
Delivery Total6095
Preferred Last Line KeyX19909
Classification Code
Multi-County
CSA NameWilliamsport-Lock Haven, PA
CBSA_DIV_Name
City State KeyX19909
Land Area60.121000
Water Area1.288000
City Alias Code
City Mixed CaseMontoursville
City Alias Mixed CaseMontoursville
Box Count77
SFDU4818
MFDU328
State ANSI42
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415560
Unique ZIP Name
SSA State County Code39510
Medicare CBSA Code48700
Medicare CBSA NameWilliamsport, PA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLycoming

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]