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Are you paying too much for homeowners insurance in 17762? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Picture Rocks, PA that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Pennsylvania licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 17762?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 17762 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 17762 and get ready to save.

3 Easy Ways To Save Money In 17762

These three links will help you explore home insurance quotes in 17762 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 17762 Home Insurance Costs Rated: very low!

The average price for a homeowners insurance policy in Picture Rocks is roughly $689. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

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17762 Home Insurance Average Premiums

Local 17762 homeowners insurance quotes comparison

$439 /yr.

Shows Zip Code: 17762 lowest rates with discounts applied on average.

For the 17762, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$439 /yr.
Average Coverage:$689 /yr.
2600 sq. ft. or higher
(all discounts applied)
$989 /yr.

What is the average home insurance cost for a home in 17762?

  • • The average homeowners insurance premium paid annually for a home in 17762 is around $689 per year.

What does it cost on average per month for home insurance in 17762?

  • • Homeowners in 17762 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 17762?

  • • Autoowners in 17762 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Picture Rocks area, check out other zip codes nearby 17762.
Review average rates in another zip code:
17762 homeowners insurance rates

Home Replacement Cost Coverage in 17762

Average Building Cost Per Square Foot in 17762: $136

Location: Picture Rocks, Pennsylvania (Lycoming County)

Average Square Footage in 17762: 1,149 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17762 before you start any project. Picture Rocks homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17762 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17762 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,149 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Picture Rocks area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,149$156,200
Additional Upgrades & Added Features$1701,149$195,250
Major Home Updates or Advancements$2041,149$234,300

It's important to understand that when you estimate your replacement cost of your home in the 17762 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17762

Best Home & Auto Insurance Agencies in 17762

Housing Demographics for 17762

Population Review for 17762 Zip Code

For the city of Picture Rocks, the population within 17762 has increased to over 0 residents in population size. The current population total is 459. We have broken down the population based on race below. In 17762, there are over 233 in male population and 226 females.

PopulationValues
Total Population459
White Population427
Black Population1
Hispanic Population12
Asian Population2
Hawaiian Population0
Indian Population2
Other Population0
Male Population233
Female Population226
Population Estimate0

Household Data for 17762

The average number of homes in 17762 is around 182, there are an average of 2.52 per household. The average house value according to local real estate values is around $156,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode182
Persons Per Household2.52
Average House Value$156,200
Income Per Household$91667
Median Age41.3
Median Age Male39.9
Median Age Female46.0
17762 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code570
CityPicture Rocks
City Alias NamePICTURE ROCKS
CountyLycoming
County FIPS081
State FIPS42
Time Zone5
Day Light SavingY
MSA9140
PMSA
CSA558
CBSA48700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWilliamsport, PA
MSA_NameWilliamsport, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees48
Business First Quarter Payroll407
Business Annual Payroll1858
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population116111
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential0
Delivery Business0
Delivery Total175
Preferred Last Line KeyX1A505
Classification CodeP
Multi-County
CSA NameWilliamsport-Lock Haven, PA
CBSA_DIV_Name
City State KeyX1A505
Land Area0.556000
Water Area0.013000
City Alias Code
City Mixed CasePicture Rocks
City Alias Mixed CasePicture Rocks
Box Count162
SFDU0
MFDU0
State ANSI42
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number416564
Unique ZIP Name
SSA State County Code39510
Medicare CBSA Code48700
Medicare CBSA NameWilliamsport, PA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLycoming

Pennsylvania Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]