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Home Insurance Quotes in 17777

Are you shopping for a cheaper homeowners insurance rate in 17777? Our rates are very competitive for homeowners living in Watsontown, PA. Many homeowners located in the 17777 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 17777. To get free 17777 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 17777 zip code should appear in the zip code field ready to go. Shopping Watsontown, PA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 17777 to review the best rate coverages.

Your 17777 Home Insurance Costs Is Rated: Very Low!

For the great city of Watsontown, the average home insurance premium paid annually is around $708 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Pennsylvania specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Watsontown and need insurance on your home in the 17777 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 17777 Homeowners Insurance Rates Now!

17777 Home Insurance Average Premiums

Local 17777 homeowners insurance quotes comparison

$458 /yr.

Shows Zip Code: 17777 lowest rates with discounts applied on average.

For the 17777, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$458 /yr.
Average Coverage:$708 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1008 /yr.

What is the average home insurance cost for a home in 17777?

  • • The average homeowners insurance premium paid annually for a home in 17777 is around $708 per year.

What does it cost on average per month for home insurance in 17777?

  • • Homeowners in 17777 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 17777?

  • • Autoowners in 17777 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Watsontown area, check out other zip codes nearby 17777.
Review average rates in another zip code:
17777 homeowners insurance rates

Home Replacement Cost Coverage in 17777

Average Building Cost Per Square Foot in 17777: $136

Location: Watsontown, Pennsylvania (Northumberland County)

Average Square Footage in 17777: 1,180 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17777 before you start any project. Watsontown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17777 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17777 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,180 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Watsontown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,180$160,500
Additional Upgrades & Added Features$1701,180$200,625
Major Home Updates or Advancements$2041,180$240,750

It's important to understand that when you estimate your replacement cost of your home in the 17777 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17777

Best Home & Auto Insurance Agencies in 17777

Bottorf- Karen L

Address: 211 Main St Watsontown, PA 17777
Phone:
Website:
Info:

Housing Demographics for 17777

Population Review for 17777 Zip Code

For the city of Watsontown, the population within 17777 has increased to over 7,013 residents in population size. The current population total is 6,769. We have broken down the population based on race below. In 17777, there are over 3334 in male population and 3435 females.

PopulationValues
Total Population6,769
White Population6452
Black Population41
Hispanic Population81
Asian Population36
Hawaiian Population0
Indian Population8
Other Population35
Male Population3334
Female Population3435
Population Estimate7013

Household Data for 17777

The average number of homes in 17777 is around 2,758, there are an average of 2.41 per household. The average house value according to local real estate values is around $160,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,758
Persons Per Household2.41
Average House Value$160,500
Income Per Household$53092
Median Age44.8
Median Age Male41.9
Median Age Female47.0
17777 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570/272
CityWatsontown
City Alias NameWATSONTOWN
CountyNorthumberland
County FIPS097
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA146
CBSA44980
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSunbury, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses111
Number Of Employees1141
Business First Quarter Payroll12319
Business Annual Payroll53062
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population94528
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential2910
Delivery Business97
Delivery Total3061
Preferred Last Line KeyX1B826
Classification Code
Multi-CountyY
CSA NameBloomsburg-Berwick-Sunbury, PA
CBSA_DIV_Name
City State KeyX1B826
Land Area36.868000
Water Area1.319000
City Alias Code
City Mixed CaseWatsontown
City Alias Mixed CaseWatsontown
Box Count24
SFDU2582
MFDU79
State ANSI42
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number418944
Unique ZIP Name
SSA State County Code39600
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseNorthumberland

Pennsylvania Homeowners Insurance News & Information

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