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17814 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 17814? There are over 1,916 occupied homes in the 17814 area. With a population size of 4,673, it's not uncommon for residence of Benton, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $695 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 17814 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Benton, PA Home Insurance Rate Quotes

17814 Home Insurance Average Premiums

Local 17814 homeowners insurance quotes comparison

$445 /yr.

Shows Zip Code: 17814 lowest rates with discounts applied on average.

For the 17814, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$445 /yr.
Average Coverage:$695 /yr.
2600 sq. ft. or higher
(all discounts applied)		$995 /yr.

What is the average home insurance cost for a home in 17814?

  • • The average homeowners insurance premium paid annually for a home in 17814 is around $695 per year.

What does it cost on average per month for home insurance in 17814?

  • • Homeowners in 17814 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 17814?

  • • Autoowners in 17814 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Benton area, check out other zip codes nearby 17814.
Review average rates in another zip code:
17814 homeowners insurance rates

Home Replacement Cost Coverage in 17814

Average Building Cost Per Square Foot in 17814: $136

Location: Benton, Pennsylvania (Columbia County)

Average Square Footage in 17814: 1,324 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17814 before you start any project. Benton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17814 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17814 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,324 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Benton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,324$180,000
Additional Upgrades & Added Features$1701,324$225,000
Major Home Updates or Advancements$2041,324$270,000

It's important to understand that when you estimate your replacement cost of your home in the 17814 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17814

Best Home & Auto Insurance Agencies in 17814

Housing Demographics for 17814

Population Review for 17814 Zip Code

For the city of Benton, the population within 17814 has increased to over 4,469 residents in population size. The current population total is 4,673. We have broken down the population based on race below. In 17814, there are over 2364 in male population and 2309 females.

PopulationValues
Total Population4,673
White Population4370
Black Population76
Hispanic Population120
Asian Population13
Hawaiian Population0
Indian Population12
Other Population44
Male Population2364
Female Population2309
Population Estimate4469

Household Data for 17814

The average number of homes in 17814 is around 1,916, there are an average of 2.37 per household. The average house value according to local real estate values is around $180,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,916
Persons Per Household2.37
Average House Value$180,000
Income Per Household$58469
Median Age46.7
Median Age Male45.4
Median Age Female47.7
17814 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570
CityBenton
City Alias NameBENTON
CountyColumbia
County FIPS037
State FIPS42
Time Zone5
Day Light SavingY
MSA7560
PMSA
CSA146
CBSA14100
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBloomsburg-Berwick, PA
MSA_NameScranton--Wilkes-Barre--Hazleton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses90
Number Of Employees664
Business First Quarter Payroll5418
Business Annual Payroll25980
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population85562
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential1886
Delivery Business60
Delivery Total2316
Preferred Last Line KeyX17180
Classification Code
Multi-CountyY
CSA NameBloomsburg-Berwick-Sunbury, PA
CBSA_DIV_Name
City State KeyX17180
Land Area127.854000
Water Area0.839000
City Alias Code
City Mixed CaseBenton
City Alias Mixed CaseBenton
Box Count323
SFDU1810
MFDU12
State ANSI42
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number410588
Unique ZIP Name
SSA State County Code39250
Medicare CBSA Code14100
Medicare CBSA NameBloomsburg-Berwick, PA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseColumbia

Pennsylvania Homeowners Insurance News & Information

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    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]