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17821, PA Home Insurance

In the zip code of 17821, the population size is around 18,663, which consists of 7,713 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Danville, PA. A few years ago, a study was done and found that the average home insurance rates for Pennsylvania are around $775 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 17821 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Danville. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Danville, PA Homeowners Insurance Online Rates Today!

17821 Home Insurance Average Premiums

Local 17821 homeowners insurance quotes comparison

$525 /yr.

Shows Zip Code: 17821 lowest rates with discounts applied on average.

For the 17821, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$525 /yr.
Average Coverage:$775 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1075 /yr.

What is the average home insurance cost for a home in 17821?

  • • The average homeowners insurance premium paid annually for a home in 17821 is around $775 per year.

What does it cost on average per month for home insurance in 17821?

  • • Homeowners in 17821 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 17821?

  • • Autoowners in 17821 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Danville area, check out other zip codes nearby 17821.
Review average rates in another zip code:
17821 homeowners insurance rates

Home Replacement Cost Coverage in 17821

Average Building Cost Per Square Foot in 17821: $136

Location: Danville, Pennsylvania (Montour County)

Average Square Footage in 17821: 1,476 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17821 before you start any project. Danville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17821 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17821 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,476 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Danville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,476$200,800
Additional Upgrades & Added Features$1701,476$251,000
Major Home Updates or Advancements$2041,476$301,200

It's important to understand that when you estimate your replacement cost of your home in the 17821 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17821

Best Home & Auto Insurance Agencies in 17821

Keystone Insurers Group

Address: 1402 Bloom Rd Danville, PA 17821
Phone:
Website: http://www.ickesoffice.com
Info:

Stetlar, Pamela - Stetler Insurance Association

Address: 1217 Bloom St Danville, PA 17821
Phone:
Website: http://www.stetlerinsurance.com/
Info:

Brady Insurance, Incorporated

Address: 213 Mill Street Danville, PA 17821
Phone:
Website: http://www.bradyinsure.net/
Info:

Allstate Insurance Companies

Address: 701 Bloom St Danville, PA 17821
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Barbara Nied Ins Agency Inc - State Farm Insurance Agent

Address: 1904 Bloom Rd Danville, PA 17821
Phone:
Website: http://www.national.citysearch.com/profile/external/46266910/danville_pa/barbara_nied_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Housing Demographics for 17821

Population Review for 17821 Zip Code

For the city of Danville, the population within 17821 has increased to over 19,993 residents in population size. The current population total is 18,663. We have broken down the population based on race below. In 17821, there are over 8996 in male population and 9667 females.

PopulationValues
Total Population18,663
White Population16685
Black Population356
Hispanic Population545
Asian Population704
Hawaiian Population1
Indian Population35
Other Population153
Male Population8996
Female Population9667
Population Estimate19993

Household Data for 17821

The average number of homes in 17821 is around 7,713, there are an average of 2.33 per household. The average house value according to local real estate values is around $200,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,713
Persons Per Household2.33
Average House Value$200,800
Income Per Household$65651
Median Age43.5
Median Age Male41.2
Median Age Female46.0
17821 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570/272
CityDanville
City Alias NameDANVILLE
CountyMontour
County FIPS093
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA146
CBSA44980
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSunbury, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses418
Number Of Employees7609
Business First Quarter Payroll113834
Business Annual Payroll444180
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population94528
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential8581
Delivery Business445
Delivery Total9178
Preferred Last Line KeyX17889
Classification Code
Multi-CountyY
CSA NameBloomsburg-Berwick-Sunbury, PA
CBSA_DIV_Name
City State KeyX17889
Land Area134.407000
Water Area2.751000
City Alias Code
City Mixed CaseDanville
City Alias Mixed CaseDanville
Box Count77
SFDU7758
MFDU447
State ANSI42
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411900
Unique ZIP Name
SSA State County Code39580
Medicare CBSA Code14100
Medicare CBSA NameBloomsburg-Berwick, PA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseMontour

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]