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Compare 17860 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 17860 area? The average homeowners premium in Pennsylvania for a standard homeowners policy is around $774/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 17860 zip code, the population size is around 2,172 with 848 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 17860.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Paxinos, PA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. PA RateDiscountsSavingsShop Rates
$967up to 40% off$387

17860 Home Insurance Average Premiums

Local 17860 homeowners insurance quotes comparison

$524 /yr.

Shows Zip Code: 17860 lowest rates with discounts applied on average.

For the 17860, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$524 /yr.
Average Coverage:$774 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1074 /yr.

What is the average home insurance cost for a home in 17860?

  • • The average homeowners insurance premium paid annually for a home in 17860 is around $774 per year.

What does it cost on average per month for home insurance in 17860?

  • • Homeowners in 17860 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 17860?

  • • Autoowners in 17860 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Paxinos area, check out other zip codes nearby 17860.
Review average rates in another zip code:
17860 homeowners insurance rates

Home Replacement Cost Coverage in 17860

Average Building Cost Per Square Foot in 17860: $136

Location: Paxinos, Pennsylvania (Northumberland County)

Average Square Footage in 17860: 1,475 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17860 before you start any project. Paxinos homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17860 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17860 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,475 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Paxinos area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,475$200,600
Additional Upgrades & Added Features$1701,475$250,750
Major Home Updates or Advancements$2041,475$300,900

It's important to understand that when you estimate your replacement cost of your home in the 17860 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17860

Best Home & Auto Insurance Agencies in 17860

Housing Demographics for 17860

Population Review for 17860 Zip Code

For the city of Paxinos, the population within 17860 has increased to over 2,222 residents in population size. The current population total is 2,172. We have broken down the population based on race below. In 17860, there are over 1058 in male population and 1114 females.

PopulationValues
Total Population2,172
White Population2095
Black Population7
Hispanic Population30
Asian Population10
Hawaiian Population0
Indian Population2
Other Population9
Male Population1058
Female Population1114
Population Estimate2222

Household Data for 17860

The average number of homes in 17860 is around 848, there are an average of 2.56 per household. The average house value according to local real estate values is around $200,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode848
Persons Per Household2.56
Average House Value$200,600
Income Per Household$71042
Median Age48.9
Median Age Male47.3
Median Age Female49.6
17860 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570
CityPaxinos
City Alias NamePAXINOS
CountyNorthumberland
County FIPS097
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA146
CBSA44980
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSunbury, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses58
Number Of Employees552
Business First Quarter Payroll4464
Business Annual Payroll22733
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population94528
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential868
Delivery Business37
Delivery Total1145
Preferred Last Line KeyX1A417
Classification Code
Multi-County
CSA NameBloomsburg-Berwick-Sunbury, PA
CBSA_DIV_Name
City State KeyX1A417
Land Area28.108000
Water Area0.104000
City Alias Code
City Mixed CasePaxinos
City Alias Mixed CasePaxinos
Box Count45
SFDU868
MFDU0
State ANSI42
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number416436
Unique ZIP Name
SSA State County Code39600
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseNorthumberland

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]